127 Morgan St, Pooler, GA 31322 Property Records

Chatham County property record for 127 Morgan St, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1890
Lot Size	0.506 acres (22,041 sqft)
Owner	Company Name on File
Last Sale	$279,000 (Jul 2026)
Tax Bill	$1,372 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2026 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-0006-08-017`

Property Details

APN / Parcel Number

Primary APN	`5-0006-08-017`
Alternative APN	`R173N164`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,552 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,041 sqft (0.506 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	127 MORGAN ST
City	POOLER
State	GA
Zip	31322-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	41 ROCKWELL SUB IMPTS
Legal Subdivision	ROCKWELL SUB
Jurisdiction	CHATHAM GA
Township / Civil Division	POOLER-BLOOMINGDALE
Census Block Group	2
Census Block	2043
Census Tract	10811

Owner

127 Morgan St is owned by a company that bought it in July 2026.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Company Name on File
Mailing Address	12521 DANESFELD DR, ALPHARETTA, GA 30004-5819
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF SWAINSBORO
Jul 22, 2026	Limited Warranty Deed, Transfer · Line of Credit CITIZENS BANK OF SWAINSBORO
Feb 8, 2023	Warranty Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE
Apr 6, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2026 · Amount on File
Deed Sale	Jul 22, 2026 · Amount on File
Prior Sale	Feb 9, 2023 · Amount on File
Deed Book / Page	4040 / 106
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Recording Date	Jul 22, 2026
Property Address	127 MORGAN ST, POOLER, GA 31322-2615
Document Number	4040000110
Book / Page	4040 / 110
Instrument Date	Jul 21, 2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 MORGAN ST, POOLER, GA 31322-2615

Mortgage

Document Number	4040000110,
Date	Jul 22, 2026
Book Page	4040/110

Lender

Name	CITIZENS BANK OF SWAINSBORO

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 1, 2031

Interest

Rate	6.49%
Max Rate	-1%

July 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 22, 2026
Property Address	127 MORGAN ST, POOLER, GA 31322-2615
Document Number	4040000106
Book / Page	4040 / 106
Instrument Date	Jul 20, 2026
Transaction Type	Transfer
Record Updated	Aug 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12521 DANESFELD DR, ALPHARETTA, GA 30004-5819

Mortgage

Document Number	4040000110,
Date	Jul 22, 2026
Book Page	4040/110

Lender

Name	CITIZENS BANK OF SWAINSBORO

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 1, 2031

Interest

Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 8, 2023
Property Address	127 MORGAN ST, POOLER, GA 31322-2615
Document Number	0030220784
Book / Page	3022 / 784
Instrument Date	Feb 8, 2023
Instrument	2023-001162
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 MORGAN ST, POOLER, GA 31322-2615

Mortgage

Document Number	0003022786
Date	Feb 8, 2023
Instrument	3022/786

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Apr 6, 2022
Property Address	127 MORGAN ST, POOLER, GA 31322-2615
Document Number	0027700001
Book / Page	2770 / 1
Instrument Date	Apr 6, 2022
Instrument	2022-004168
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 BULL ST # 240, 240, SAVANNAH, GA 31401-3373

Tax Assessment & Valuation

The 2025 property tax bill for 127 Morgan St was $1,372, up 21.1% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,640 (+3.69%) Land $32,000 Building $118,640	$376,600 (+3.69%) Land $80,000 Building $296,600
2025	$1,372.00 (+21.09%) Homeowner's exemption	$145,280 Land $32,000 Building $113,280	$363,200 Land $80,000 Building $283,200
2024	$1,133.00
2023		$46,000 (-21.66%) Land $10,080 Building $35,920	$115,000 (-21.66%) Land $25,200 Building $89,800
2022	$689.00	$58,720 Land $14,000 Building $44,720	$146,800 Land $35,000 Building $111,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 127 Morgan St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	3 (2016–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Morgan St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Seimitsu.

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