127 Miller Ave, West Point, MS 39773 Property Records

Clay County property record for 127 Miller Ave, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,445 sqft · built 1978
Owner	Individual Name on Record
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083C414B 0010100`

Property Details

APN / Parcel Number

Primary APN	`083C414B 0010100`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	1,445 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Garage Type	Carport
Carport	Carport
Carport Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	264 sqft

Location & Zoning

Street Address	127 MILLER AVE
City	WEST POINT
State	MS
Zip	39773-3275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOSELEY LAGRONE SUB PT LOTS 1 & 2 BLK 1 DB 150/35 & 199/390
Legal Subdivision	MOSELEY LAGRONE SUB
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	CLAY MS
Township / Civil Division	2
Census Block Group	4
Census Block	4026
Census Tract	950400

Owner

Source: Clay County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 MILLER AVE, WEST POINT, MS 39773-3275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK
Sep 23, 2020	Deed of Trust, Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 1993
Deed Sale	Oct 1, 1993
Deed Document Number	0000199390
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	127 MILLER AVE, WEST POINT, MS 39773-3275
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 MILLER AVE, WEST POINT, MS 39773-3275

Mortgage

Document Number	0LM575/355
Date	Sep 19, 2025
Book Page	LM 575/355
Instrument	2025005633

Lender

Name	CADENCE BANK NA
Type	Bank
Address	WEST POINT, MS 39773

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	127 MILLER AVE, WEST POINT, MS 39773-3275
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	535/517
Date	Jul 26, 2021
Book Page	535/517
Instrument	2021003933

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 26, 2025

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	127 MILLER AVE, WEST POINT, MS 39773-3275
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	526/354
Date	Sep 23, 2020
Book Page	526/354
Instrument	2020005511

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 26, 2025

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$6,996 (+4.14%) Land $1,053 Building $5,943	$69,958 (+4.14%) Land $10,530 Building $59,428
2023	$6,718 Land $1,053 Building $5,665	$67,175 Land $10,530 Building $56,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	15 (1979–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Feb 2019 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILOAM W/A #2-GRIFFITH WELL public/private · serves 2,054 people · EPA ID MS0130015
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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