Watauga County property record for 127 Middle Ridge Rd, Todd, NC 28684
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,407 sqft · built 2003 |
| Lot Size | 3.19 acres (138,956 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Nov 2020) |
| Tax Bill | $891 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2924-74-4823-000 |
| Primary APN | 2924-74-4823-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,407 sqft Living Area |
| 1st Floor Area | 966 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Metal |
| Lot Area | 138,956 sqft (3.19 acres) |
| Porch | Porch |
| Porch Area | 129 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1817743 |
|---|---|
| Street Address | 127 MIDDLE RIDGE RD |
| City | TODD |
| State | NC |
| Zip | 28684-9041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T-1 P022/105 |
| Legal Subdivision | NORTHWOODS |
| Legal Tract | 1 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BALD MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 920100 |
127 Middle Ridge Rd is owned and occupied by two individuals who bought it in November 2020.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 127 MIDDLE RIDGE RD, TODD, NC 28684-9041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2020 · Amount on File |
| Deed Sale | Nov 30, 2020 · Amount on File |
| Prior Sale | Mar 29, 2016 · Amount on File |
| Deed Document Number | 2020698960 |
| Deed Book / Page | 2146 / 37 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Nov 30, 2020 |
| Property Address | 127 MIDDLE RIDGE RD, TODD, NC 28684-9041 |
| Document Number | 0021460037 |
| Book / Page | 2146 / 37 |
| Map Reference | MB 22 PG 105 |
| Instrument Date | Nov 21, 2020 |
| Instrument | 698960 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 127 MIDDLE RIDGE RD, TODD, NC 28684-9041 |
| Document Number | 698961 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 698961 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 127 Middle Ridge Rd was $891.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,100 (-) Land $54,200 Building $145,900 | ||
| 2025 | $891.00 | $200,100 Land $54,200 Building $145,900 | |
| 2024 | $200,100 Land $54,200 Building $145,900 | ||
| 2023 | $200,100 Land $54,200 Building $145,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Middle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Middle Ridge Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
No cell data coverage reported
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