127 Merle St, Warwick, RI 02889 Property Records

Warwick City property record for 127 Merle St, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 780 sqft · built 1935
Lot Size0.147 acres (6,400 sqft)
OwnerIndividual Name on Record
Last Sale$327,000 (Oct 2022)
Tax Bill$4,709 (2025)
Deeds & MortgagesMar 2021 Refinance
Oct 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN32901800000

Property Details

APN / Parcel Number

Primary APN32901800000
Alternative APNs
  • WARW M:329 B:0180 L:0000
  • 108877
  • 141187

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area780 sqft Living Area
Gross Area2,788 sqft
1st Floor Area780 sqft
AtticAttic
Attic Area988 sqft
Basement Area1,560 sqft
Finished Basement780 sqft
Unfinished Basement780 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,400 sqft (0.147 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number141187
Street Address127 MERLE ST
CityWARWICK
StateRI
Zip02889-2414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block180
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1037
Census Tract21402

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address127 MERLE ST, WARWICK, RI 02889-2414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TOTAL MORTGAGE SERVICES LLC
Oct 28, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Apr 19, 2017Deed of Trust, Mortgage
RM CAPITAL LLC
Jan 10, 2020Warranty Deed, Transfer · FHA Mortgage
TOTAL MORTGAGE SERVICES LLC
May 1, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2022 · Amount on Record
Deed SaleOct 28, 2022 · Amount on Record
Prior SaleJan 10, 2020 · Amount on Record
Deed Document Number202215132
Deed Book / Page10233 / 227
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address127 MERLE ST, WARWICK, RI 02889-2414
Transaction TypeMortgage
Record UpdatedApr 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009766-165
DateMar 3, 2021
Book Page9766/165
Instrument4035
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateOct 28, 2022
Property Address127 MERLE ST, WARWICK, RI 02889-2414
Document Number010233-227
Book / Page10233 / 227
Instrument DateOct 27, 2022
Instrument15132
Transaction TypeTransfer
Record UpdatedApr 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 MERLE ST, WARWICK, RI 02889-2414

Mortgage

Document Number0000015133
DateOct 28, 2022
Instrument15133
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number010233-239
DateOct 28, 2022
Book Page10233/239
Instrument15134
Lender
NameRHODE ISLAND HOUSING & MTG FIN CORP
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address127 MERLE ST, WARWICK, RI 02889-2414
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8799-293
DateApr 19, 2017
Book Page8799/293
Instrument5328
Lender
NameRM CAPITAL LLC
Agreement
AmountAmount Recorded

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateJan 10, 2020
Property Address127 MERLE ST, WARWICK, RI 02889-2414
Document Number9434-96
Book / Page9434 / 96
Instrument DateJan 9, 2020
Instrument318
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 MERLE ST, WARWICK, RI 02889-2414

Mortgage

Document Number319
DateJan 10, 2020
Instrument319
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateMay 1, 2019
Property Address127 MERLE ST, WARWICK, RI 02889-2414
Document Number9259-114
Book / Page009259 / 000114
Instrument DateMay 1, 2019
Instrument5510
Transaction TypeTransfer
Record UpdatedMay 21, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$132.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address127 MERLE ST WARWICK RI 028892414, WARWICK, RI 02889-2414

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,709.00 (+17.64%)$370,800 (+31.44%) Land $104,500 Building $266,300
2024$390,355
2023$4,003.00 (+9.61%)$282,100 (+44.67%) Land $90,900 Building $191,200
2022$3,652.00$195,000 Land $62,900 Building $132,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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