Brevard County property record for 127 Memory Ln NE, Palm Bay, FL 32907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,797 sqft · built 2008 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $238,000 (Sep 2020) |
| Tax Bill | $3,319 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-19-MH-2106-5 |
| Primary APN | 28-37-19-MH-2106-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,797 sqft Living Area |
| Gross Area | 2,535 sqft |
| 1st Floor Area | 1,797 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 488 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 250 sqft |
| Patio Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2829262 |
|---|---|
| Street Address | 127 MEMORY LN NE |
| City | PALM BAY |
| State | FL |
| Zip | 32907-1146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRE |
| Legal Description | PORT MALABAR UNIT 21, 1ST REPLAT OF LOT 5 BLK 2106 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 19 |
| Legal Subdivision | PORT MALABAR UNIT 21, 1ST REPLAT OF |
| Legal Block | 2106 |
| Legal Lot Number | 5 |
| Legal Unit | 21 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 71335 |
127 Memory Ln NE is owned and occupied by an individual who bought it in September 2020.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 127 MEMORY LN NE, PALM BAY, FL 32907-1146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERSHIP CENTER |
| Mar 30, 2023 | Deed of Trust, Mortgage · Line of Credit ADVENTHEALTH CREDIT UNION |
| Sep 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on File |
| Deed Sale | Sep 15, 2020 · Amount on File |
| Prior Sale | Dec 31, 2008 · Amount on File |
| Deed Document Number | 202028 |
| Deed Book / Page | 8855 / 1291 |
| Prior Transfer Date | Jan 4, 2005 |
| Prior Transfer Doc | 0055919011 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 26, 2026 |
| Property Address | 127 MEMORY LN NE, PALM BAY, FL 32907-1146 |
| Document Number | 0000131517 |
| Book / Page | 10662 / 1737 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 2026131517 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 127 MEMORY LN NE, PALM BAY, FL 32907-1146 |
| Document Number | 0000131517, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 10662/1737 |
| Instrument | 2026131517 |
| Name | HOMEOWNERSHIP CENTER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 26, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 127 MEMORY LN NE, PALM BAY, FL 32907-1146 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 127 MEMORY LN NE, PALM BAY, FL 32907-1146 |
| Document Number | 0097510968 |
|---|---|
| Date | Mar 30, 2023 |
| Book Page | 9751/968 |
| Instrument | 2023062942 |
| Name | ADVENTHEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Sep 15, 2020 |
| Property Address | 127 MEMORY LN NE, PALM BAY, FL 32907-1146 |
| Document Number | 0088551291 |
| Book / Page | 8855 / 1291 |
| Map Reference | MB 24 PG 5-11 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 2020200028 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,666.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1170 OLDE BAILEY LN, 1170, MELBOURNE, FL 32904-8002 |
| Name | Verified Name |
|---|---|
| Address | 2396 COBBLEFIELD CIR, APOPKA, FL 32703-3641 |
| Document Number | 88551293 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 8855/1293 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 127 Memory Ln NE was $3,319 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,020 (+2.7%) | $273,520 (+2.45%) | |
| 2025 | $3,319.00 Homeowner's exemption | $220,080 | $266,980 |
| 2023 | $3,166.00 (+3.67%) Homeowner's exemption | $207,660 (+3%) | $281,390 (+6.93%) Land $44,000 Building $237,390 |
| 2022 | $3,054.00 Homeowner's exemption | $201,620 | $263,160 Land $35,000 Building $228,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Memory Ln NE in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 3 (2004–2008) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Memory Ln NE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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