127 Mandi Ln, Ramona, CA 92065 Property Records

San Diego County property record for 127 Mandi Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,946 sqft · built 1978
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Company Names on File
Last Sale	$131,200 (Apr 1989)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Mar 2026 Transfer Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`280-110-24-00`

Property Details

APN / Parcel Number

Primary APN	`280-110-24-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,946 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	50,530 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	127 MANDI LN
City	RAMONA
State	CA
Zip	92065-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 152 TR 000656
Legal Subdivision	VALLE DE LOS AMIGOS
Legal Tract	000656
Legal Block	1
Legal Lot Number	152
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1002
Census Tract	20812

Owner

127 Mandi Ln is owned by a company that acquired it in January 1997.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	2035 JAMAICA BLVD S, LAKE HAVASU CITY, AZ 86406-8135
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Intrafamily Transfer, Transfer
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 13, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage IMC MORTGAGE CORP
Sep 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 1989 · Amount on File
Deed Sale	Apr 26, 1989 · Amount on File
Prior Sale	Aug 19, 1987 · Amount on File
Deed Document Number	1989217380
Last Transfer Date	Jan 9, 1997
Transfer Doc	0000056343
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2026
Property Address	127 MANDI LN, RAMONA, CA 92065-1510
Document Number	0000062857
Map Reference	MAP 656
Instrument Date	Mar 5, 2026
Instrument	2026-0062857
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2035 JAMAICA BLVD S # S, S, LAKE HAVASU CITY, AZ 86406-8135

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	127 MANDI LN, RAMONA, CA 92065-1510
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2035 JAMAICA BLVD S, LAKE HAVASU CITY, AZ 86406-8135

Mortgage

Document Number	0000262292
Date	Sep 22, 2025
Instrument	2025-0262292

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 13, 2022
Property Address	127 MANDI LN, RAMONA, CA 92065-1510
Document Number	0000245745
Map Reference	MAP 656
Instrument Date	May 3, 2022
Instrument	2022-0245745
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2035 JAMAICA BLVD S, LAKE HAVASU CITY, AZ 86406-8135

Mortgage

Document Number	0000245746
Date	Jun 13, 2022
Instrument	2022-0245746

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2017
Property Address	127 MANDI LN, RAMONA, CA 92065-1510
Document Number	0000424752
Instrument Date	Sep 15, 2017
Instrument	424752
Transaction Type	Transfer
Record Updated	Sep 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2035 JAMAICA BLVD S LAKE HAVASU CITY AZ 86406, LAKE HAVASU CITY, AZ 86406

Tax Assessment & Valuation

The 2025 property tax bill for 127 Mandi Ln was $2,603.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$229,224 (+2%) Land $71,420 Building $157,804
2025	$2,603.00	$224,730 Land $70,020 Building $154,710
2023	$2,313.00 (-6.24%)	$216,005 Land $67,302 Building $148,703
2022	$2,467.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 127 Mandi Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Mandi Ln is high, ranking above 87% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	50 / 10

May also be available: Verizon.

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