127 Main St, Preston, MD 21655 Property Records

Caroline County property record for 127 Main St, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,592 sqft · built 1947
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Dec 2020)
Tax Bill	$3,953 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-016807`

Property Details

APN / Parcel Number

Primary APN	`04-016807`
Alternative APNs	`4016807` `016807`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,592 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	450 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	016807
Street Address	127 MAIN ST
City	PRESTON
State	MD
Zip	21655-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	20000 SF N/S MAIN ST SISK PLAT
Legal Subdivision	ALBERT W SISK LAND
Jurisdiction	CAROLINE MD
Township / Civil Division	4, PRESTON
Census Block Group	2
Census Block	2022
Census Tract	955500

Owner

127 Main St is owned and occupied by two individuals who bought it in December 2020.

Source: Caroline County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	127 MAIN ST, PRESTON, MD 21655-2229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Prior Sale	Oct 3, 2003 · Amount on File
Deed Book / Page	1454 / 413
Record Updated	Oct 29, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Dec 3, 2020
Property Address	127 MAIN ST, PRESTON, MD 21655-2229
Document Number	0014540413
Book / Page	1454 / 413
Map Reference	LB TCH96 FO 584&585
Instrument Date	Nov 25, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	VENTURE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	127 MAIN ST, PRESTON, MD 21655-2229

Mortgage

Document Number	0001454417
Date	Dec 3, 2020
Instrument	1454/417

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 127 Main St was $3,953, up 4.1% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Preston Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,953.00 (+4.14%)	$278,000 Land $40,300 Building $237,700	$278,000 Land $40,300 Building $237,700
2025	$3,796.00
2023	$3,371.00	$233,800 Land $40,300 Building $193,500	$233,800 Land $40,300 Building $193,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PRESTON serves 750 people · EPA ID MD0050005
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Choptank Fiber.

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