127 Main St, O Fallon, IL 62269 Property Records

St. Clair County property record for 127 Main St, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,230 sqft · built 2005
Lot Size0.61 acres (26,572 sqft)
Owner2 Individual Names on Record
Last Sale$208,000 (Aug 2021)
Tax Bill$4,681 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
APN03-25-0-414-004

Property Details

APN / Parcel Number

Primary APN03-25-0-414-004

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,230 sqft Living Area
Basement Area1,230 sqft
Unfinished Basement1,230 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Lot Area26,572 sqft (0.61 acres)
Garage TypeMixed
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area70 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address127 MAIN ST
CityO FALLON
StateIL
Zip62269-1840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRANDON'S SUB LOT/SEC-1 A02712534
Legal SubdivisionBRANDON'S SUB
Legal Block414
JurisdictionST CLAIR IL
Township / Civil DivisionCASEYVILLE
Census Block Group1
Census Block1009
Census Tract503414

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address127 MAIN ST, O FALLON, IL 62269-1840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2021 · Amount on Record
Deed SaleAug 16, 2021 · Amount on Record
Prior SaleNov 23, 2015
Deed Document Number20212712534
Prior Transfer DateAug 28, 2015
Prior Transfer Doc0002476633
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateAug 16, 2021
Property Address127 MAIN ST, O FALLON, IL 62269-1840
Document NumberA02712534
Map ReferenceMB 101 PG 90
Instrument DateAug 12, 2021
InstrumentA02712534
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyNOT AVAILABLE, NAVERICK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$312.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address127 MAIN ST, O FALLON, IL 62269-1840

Mortgage

Document NumberA02712535
DateAug 16, 2021
InstrumentA02712535
Lender
NameENDEAVOR CAPITAL LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionCaseyville Township
MunicipalityO'Fallon City
Elementary School DistrictCentral School District 104 (KG - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,681.00 (+9.14%)$66,628 (+10.11%) Land $5,715 Building $60,913$199,884 (+10.11%) Land $17,145 Building $182,739
2024$4,289.00$60,510 (+36.19%) Land $5,190 Building $55,320$181,530 (+36.19%) Land $15,570 Building $165,960
2022$44,432 Land $4,502 Building $39,930$133,296 Land $13,506 Building $119,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1982–2015)
Claims Outside the SFHA3 of 5
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, ClearWave, i3 Broadband, Wisper ISP.

Nearby Properties on Main St

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