Flathead County property record for 127 Main St, Kalispell, MT 59901
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 4,550 sqft · built 1900 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,615 (2026) |
| Deeds & Mortgages | Jan 2019 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0773803 |
| Primary APN | R0773803 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,550 sqft Total Area |
| 1st Floor Area | 2,750 sqft |
| Upper Floors Area | 1,800 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 3,485 sqft (0.08 acres) |
| View / Lot | Major Street/Thoroughfare |
| Porch | Slab |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000545050 |
|---|---|
| Street Address | 127 MAIN ST |
| City | KALISPELL |
| State | MT |
| Zip | 59901-4451 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | 1 |
| Legal Description | KAL, S07, T28 N, R21 W, BLOCK 045, LOT 018 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 07 |
| Legal Subdivision | KAL |
| Legal Block | 45 |
| Legal Lot Number | 18 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 1000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Kalispell Main Street Historic District listed 1994 · 26 contributing resources · NRIS 94000904 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 250 LONEPINE RD, KALISPELL, MT 59901-7467 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK |
| Sep 16, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 29, 2016 |
| Transfer Doc | 0000003981 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 127 MAIN ST, KALISPELL, MT 59901-4451 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201900000495 |
|---|---|
| Date | Jan 9, 2019 |
| Instrument | 201900000495 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59904 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jan 15, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 127 MAIN ST, KALISPELL, MT 59901-4451 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202100033479 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 202100033479 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59904 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 3, 2031 |
| Rate Type | Adjustable Rate |
|---|
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,615.00 (-17.24%) | $685,500 (+7.58%) | |
| 2025 | $685,500 (+7.58%) Land $441,475 Building $244,025 | ||
| 2023 | $9,201.00 | $637,200 | $637,200 Land $190,650 Building $446,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Aug 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, MontanaSky Networks, Western Montana CommunityTel.
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