Monroe County property record for 127 Long Key Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 2005 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Aug 2021) |
| Tax Bill | $8,648 (2024) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jun 2019 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 00534110-000000 |
| Primary APN | 00534110-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 1,241 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 370 sqft |
| Deck Area | 448 sqft |
| Patio Area | 448 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1657611 |
|---|---|
| Street Address | 127 LONG KEY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK 2 LT 29 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR179-99 OR372-209 OR794-231 OR1427-2285 OR1525-1233 OR1525-1235 OR1525-1236 OR1525-1237 OR1792-1450 OR1792-1451 OR1792-1452 OR2161-1579 OR2499-1053 OR2678-2252 OR3118-1121 |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 31 |
| Legal Subdivision | LAKE SURPRISE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 29 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
127 Long Key Rd is owned by an individual who bought it in August 2021.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1080 BRICKELL AVE, 2906, MIAMI, FL 33131-3990 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage COLUMBUS CAPITAL LENDING LLC |
| Jun 24, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage FRANK IPPOLITO REV TRUST (CT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2021 · Amount on File |
| Deed Sale | Aug 9, 2021 · Amount on File |
| Prior Sale | Apr 10, 2014 · Amount on File |
| Deed Document Number | 20212334313 |
| Deed Book / Page | 3118 / 1121 |
| Prior Transfer Date | Sep 30, 2005 |
| Prior Transfer Doc | 0021611579 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 9, 2021 |
| Property Address | 127 LONG KEY RD, KEY LARGO, FL 33037-3053 |
| Document Number | 0031181121 |
| Book / Page | 3118 / 1121 |
| Map Reference | MB 4 PG 162 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 2334313 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16301 NW 2ND AVE # AVE2, 16301, MIAMI, FL 33169-6520 |
| Name | Verified Name |
|---|---|
| Address | 1080 BRICKELL AVE UNIT 2906, 2906, MIAMI, FL 33131-3990 |
| Document Number | 0031181123 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 3118/1123 |
| Name | COLUMBUS CAPITAL LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 24, 2019 |
| Property Address | 127 LONG KEY RD, KEY LARGO, FL 33037-3053 |
| Document Number | 0029711478 |
| Book / Page | 002971 / 001478 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 2225996 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 16301 NW 2ND AVE #2 MIAMI FL 331696530, 2, MIAMI, FL 33169-6530 |
| Document Number | 29711478 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 002971/001478 |
| Instrument | 2225996 |
| Name | FRANK IPPOLITO REV TRUST (CT) |
|---|---|
| Address | MARCO ISLAND, FL 34145 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 23, 2020 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,013,404 Land $610,095 Building $403,309 | $1,013,404 Land $610,095 Building $403,309 | |
| 2024 | $8,648.00 (+11.33%) | ||
| 2023 | $7,768.00 (+12.04%) | $885,939 (+9.33%) Land $480,600 Building $405,339 | $885,939 (+9.33%) Land $480,600 Building $405,339 |
| 2022 | $6,933.00 | $810,331 Land $400,500 Building $409,831 | $810,331 Land $400,500 Building $409,831 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Long Key Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Long Key Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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