127 Locust St, Danvers, MA 01923 Property Records

Essex County and Danvers Town property record for 127 Locust St, Danvers, MA 01923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 4,162 sqft · built 1826
Lot Size	1.47 acres (64,146 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (Sep 2018)
Tax Bill	$11,234 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jun 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`DANV M:027 L:143 P`

Property Details

APN / Parcel Number

Primary APN	`DANV M:027 L:143 P`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,162 sqft Living Area
Gross Area	9,048 sqft
Basement Area	1,996 sqft
Unfinished Basement	1,996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1826
Effective Year Built	Effective 1826
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,146 sqft (1.47 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	127 LOCUST ST
City	DANVERS
State	MA
Zip	01923-1654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	DANVERS
Legal Lot Number	143
Jurisdiction	DANVERS MA
Township / Civil Division	DANVERS
Census Block Group	4
Census Block	4002
Census Tract	211300

Owner

Source: Essex County and Danvers Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 LOCUST ST, DANVERS, MA 01923-1654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK VALLEY FCU
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit MERRIMACK VALLEY FCU
Mar 12, 2018	Deed of Trust, Mortgage · Closed-End Mortgage NORTH SHORE BANK
Jun 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALIGN CU
Sep 28, 2018	Quit Claim Deed, Transfer ALIGN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Nov 13, 2009 · Amount on Record
Deed Book / Page	37046 / 511
Transfer Doc	037046-511
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	127 LOCUST ST, DANVERS, MA 01923-1654
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040000-546
Date	Jun 21, 2021
Book Page	40000/546
Instrument	20210621004470

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	127 LOCUST ST, DANVERS, MA 01923-1654
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040000-558
Date	Jun 21, 2021
Book Page	40000/558
Instrument	20210621004480

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	127 LOCUST ST, DANVERS, MA 01923-1654
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36579-54
Date	Mar 12, 2018
Book Page	36579/54
Instrument	180312001110

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	127 LOCUST ST, DANVERS, MA 01923-1654
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37627-545
Date	Jun 28, 2019
Book Page	37627/545
Instrument	20190628004360

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	127 LOCUST ST, DANVERS, MA 01923-1654
Document Number	37889-371
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 LOCUST ST DANVERS MA 019231654, DANVERS, MA 01923-1654

Mortgage

Document Number	37889-371
Date	Sep 30, 2019
Book Page	037889/000371
Instrument	1909305050

Lender

Name	ALIGN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANVERS MA
Recording Date	Sep 28, 2018
Property Address	127 LOCUST ST, DANVERS, MA 01923-1654
Document Number	37046-511
Book / Page	037046 / 000511
Instrument Date	Sep 27, 2018
Instrument	1809283260
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,648.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 LOCUST ST DANVERS MA 019231654, DANVERS, MA 01923-1654

Mortgage

Document Number	37046-513
Date	Sep 28, 2018
Book Page	037046/000513
Instrument	1809283270

Lender

Name	ALIGN CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

Source: Essex County and Danvers Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Danvers Town
Unified School District	Danvers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,234.00 (+1.51%)	$1,022,200 (+2.62%) Land $397,300 Building $624,900	$1,086,895
2024	$11,067.00 (+7.19%)	$996,100 (+13.36%) Land $397,300 Building $598,800
2023	$10,325.00	$878,700 Land $341,800 Building $536,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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