127 Lock Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 127 Lock Dr, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,787 sqft · built 1953
Lot Size	1.28 acres (56,162 sqft)
Owner	Individual Name on Record
Last Sale	$266,000 (Mar 2022)
Tax Bill	$5,986 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22R-21-0291`

Property Details

APN / Parcel Number

Primary APN	`22R-21-0291`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,787 sqft Living Area
Gross Area	5,853 sqft
1st Floor Area	1,471 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2000
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	56,162 sqft (1.28 acres)
Lot Dimensions	240 ft deep x 240 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	2,066 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	537 sqft
Patio Area	270 sqft
Shed	1 Shed
Shed Area	144 sqft
Canopy	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	127 LOCK DR
City	BALLWIN
State	MO
Zip	63011-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-1
Legal Description	A LOCK 2ND ADDITION TO BALLWIN LOT 12
Legal Subdivision	A LOCK 2ND ADDITION TO BALLWIN
Legal Lot Number	12
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	4
Census Block	4012
Census Tract	217807

Owner

Source: St. Louis County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 LOCK DR, BALLWIN, MO 63011-3710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Mar 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2022 · Amount on Record
Deed Sale	Mar 14, 2022 · Amount on Record
Prior Sale	Jun 15, 1998 · Amount on Record
Deed Document Number	2022587
Deed Book / Page	25400 / 2793
Prior Transfer Date	Mar 4, 2022
Prior Transfer Doc	0254002793
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	127 LOCK DR, BALLWIN, MO 63011-3710
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	ORNTIC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 LOCK DR, BALLWIN, MO 63011-3710

Mortgage

Document Number	0246922776
Date	Mar 4, 2021
Book Page	24692/2776
Instrument	2021030400385

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	127 LOCK DR, BALLWIN, MO 63011-3710
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 LOCK DR, BALLWIN, MO 63011-3710

Mortgage

Document Number	2025111300169
Date	Nov 13, 2025
Instrument	2025111300169

Lender

Name	COMMERCE BANK
Type	Bank
Address	VALLEY PARK, MO 63088

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Mar 14, 2022
Property Address	127 LOCK DR, BALLWIN, MO 63011-3710
Document Number	0254002793
Book / Page	25400 / 2793
Map Reference	MB 49 PG 56
Instrument Date	Mar 4, 2022
Instrument	2022031400587
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ORNTIC ST LOUIS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 SUMMIT HILLS DR, FENTON, MO 63026-3914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 LOCK DR, BALLWIN, MO 63011-3710

Mortgage

Document Number	2022031400588
Date	Mar 14, 2022
Instrument	2022031400588

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,390 (+10.15%) Land $39,460 Building $54,930	$496,800 (+10.16%) Land $207,700 Building $289,100
2024	$5,986.00 (+0.08%)
2023	$5,981.00 (+4.05%)	$85,690 (+11.52%) Land $28,200 Building $57,490	$451,000 (+11.52%) Land $148,400 Building $302,600
2022	$5,748.00	$76,840 Land $31,010 Building $45,830
2021			$404,400 Land $163,200 Building $241,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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