127 Lisa Loop, Winter Springs, FL 32708 Property Records

Seminole County property record for 127 Lisa Loop, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,276 sqft · built 1999
Lot Size0.13 acres (5,693 sqft)
OwnerIndividual Name on Record
Last Sale$296,500 (Jan 2019)
Tax Bill$4,504 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN34-20-30-540-0000-0140

Property Details

APN / Parcel Number

Primary APN34-20-30-540-0000-0140

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,276 sqft Living Area
1st Floor Area1,216 sqft
2nd Floor Area1,060 sqft
Upper Floors Area1,060 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,693 sqft
Garage Area579 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
PorchFinished/Screened Porch
Porch Area291 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address127 LISA LOOP
CityWINTER SPRINGS
StateFL
Zip32708-5367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 THE OAKS SUB PB 53 PGS 35 & 36
Legal Range30E
Legal Township20S
Legal Section34
Legal SubdivisionTHE OAKS SUB
Legal Tract540
Legal Lot Number14
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group2
Census Block2000
Census Tract21401

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address127 LISA LOOP, WINTER SPGS, FL 32708-5367
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2021Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Jan 22, 2019Grant Deed, Transfer · VA Mortgage
NAVY FCU
Jul 9, 2018Warranty Deed, Transfer
OS NATIONAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2019 · Amount on Record
Deed SaleJan 22, 2019 · Amount on Record
Prior SaleJul 9, 2018 · Amount on Record
Deed Document Number2019006826
Deed Book / Page09285 / 0691
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address127 LISA LOOP, WINTER SPRINGS, FL 32708-5367
Transaction TypeMortgage
Record UpdatedDec 8, 2025
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 LISA LOOP, WINTER SPRINGS, FL 32708-5367

Mortgage

Document Number0098071573
DateJan 7, 2021
Book Page9807/1573
Instrument2021001876
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSEMINOLE FL
Recording DateJan 22, 2019
Property Address127 LISA LOOP, WINTER SPRINGS, FL 32708-5367
Document Number0092850691
Book / Page009285 / 000691
Instrument DateJan 15, 2019
Instrument6826
Transaction TypeTransfer
Record UpdatedFeb 7, 2019
Title CompanyOPENDOOR TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,075.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 LISA LOOP WINTER WINTER SPRINGS FL 32708, WINTER SPRINGS, FL 32708

Mortgage

Document Number92850692
DateJan 22, 2019
Book Page009285/000692
Instrument6827
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 21, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJul 9, 2018
Property Address127 LISA LOOP, WINTER SPRINGS, FL 32708-5367
Document Number0091680039
Book / Page009168 / 000039
Instrument DateJun 29, 2018
Instrument77989
Transaction TypeTransfer
Record UpdatedJul 26, 2018
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$1,974.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,504.00 (+14.26%) Homeowner's exemption$311,606 (+5.99%)$386,314 (-6.23%) Land $85,000 Building $301,314
2023$3,942.00 (+2.82%) Homeowner's exemption$294,004 (+3%)$411,988 (+16.37%) Land $85,000 Building $326,988
2022$3,834.00 Homeowner's exemption$285,441$354,028 Land $70,000 Building $284,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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