127 Lantern Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 127 Lantern Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,475 sqft · built 1960
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$122,100 (Jul 2016)
Tax Bill	$2,799 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-25-302-015.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-25-302-015.000-018`
Alternative APN	`1609250302015000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,475 sqft Living Area
Gross Area	1,895 sqft
1st Floor Area	1,475 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	189 ft deep x 60.7 ft wide
Terrain	Low
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	127 LANTERN LN
City	CARMEL
State	IN
Zip	46032-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 25, TOWNSHIP 18, RANGE 3, JOHNSON, SECTION 2, LOT 78, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	25
Legal Subdivision	JOHNSON SECTION 2
Legal Block	2
Legal Lot Number	78
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2004
Census Tract	111011

Owner

127 Lantern Ln is owned and occupied by an individual who bought it in July 2016.

Source: Hamilton County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	127 LANTERN LN, CARMEL, IN 46032-1501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 27, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 28, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 26, 2017	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2016 · Amount on File
Deed Sale	Jul 12, 2016 · Amount on File
Deed Document Number	201633241
Prior Transfer Date	Jun 25, 2016
Prior Transfer Doc	0000033241
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	127 LANTERN LN, CARMEL, IN 46032-1501
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 LANTERN LN, CARMEL, IN 46032-1501

Mortgage

Document Number	0000041395
Date	Sep 26, 2025
Instrument	2025041395

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 20, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	127 LANTERN LN, CARMEL, IN 46032-1501
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 LANTERN LN, CARMEL, IN 46032-1501

Mortgage

Document Number	0000023672
Date	Jun 27, 2023
Instrument	2023023672

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jun 16, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	127 LANTERN LN, CARMEL, IN 46032-1501
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019003123
Date	Jan 28, 2019
Instrument	2019003123

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 15, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	127 LANTERN LN, CARMEL, IN 46032-1501
Document Number	0000004925
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Mar 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 LANTERN LN CARMEL IN 460321501, CARMEL, IN 46032-1501

Mortgage

Document Number	0000004925
Date	Feb 2, 2017
Instrument	4925

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$284,500 (+4.52%) Land $93,700 Building $190,800	$284,500 (+4.52%) Land $93,700 Building $190,800
2024	$2,799.00 (+2.79%)	$272,200 (-0.07%) Land $93,700 Building $178,500	$272,200 (-0.07%) Land $93,700 Building $178,500
2023	$2,723.00 (+27.06%)	$272,400 (+33.33%) Land $93,700 Building $178,700	$272,400 (+33.33%) Land $93,700 Building $178,700
2022	$2,143.00	$204,300 Land $78,700 Building $125,600	$204,300 Land $78,700 Building $125,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Lantern Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Lantern Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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