Augusta County property record for 127 Lake Rd, Stuarts Draft, VA 24477
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,894 sqft · built 2020 |
| Lot Size | 0.966 acres (42,079 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $369,500 (Jun 2022) |
| Tax Bill | $2,046 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084B2 7 B |
| Primary APN | 084B2 7 B |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,894 sqft Living Area |
| Gross Area | 4,684 sqft |
| 1st Floor Area | 947 sqft |
| Upper Floors Area | 947 sqft |
| Attic | Attic |
| Attic Area | 947 sqft |
| Basement Area | 947 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 42,079 sqft (0.966 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Porch | Slab |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 127 LAKE RD |
|---|---|
| City | STUARTS DRAFT |
| State | VA |
| Zip | 24477-9463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GENERAL AG |
| Legal Description | 84B2-(7)-B R A BLACKA LOT B (REV LOTS 6-12) 0.966 AC |
| Legal Subdivision | STUARTS DRAFT |
| Legal Lot Number | 6-12,B |
| Jurisdiction | AUGUSTA VA |
| Township / Civil Division | SOUTH RIVER |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 71102 |
Source: Augusta County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 127 LAKE RD, STUARTS DRAFT, VA 24477-9463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE |
| Jun 15, 2022 | Deed, Transfer · Stand-Alone First Mortgage DUPONTY COMMUNITY CREDIT UNION |
| Sep 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage VBS MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on Record |
| Deed Sale | Jun 15, 2022 · Amount on Record |
| Deed Document Number | 20225235 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 127 LAKE RD, STUARTS DRAFT, VA 24477-9463 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0250009224 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 250009224 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Jun 15, 2022 |
| Property Address | 127 LAKE RD, STUARTS DRAFT, VA 24477-9463 |
| Document Number | 0220005235 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 220005235 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | NOT AVAILABLE, INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 127 LAKE RD, STUARTS DRAFT, VA 24477-9463 |
| Document Number | 0220005236 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 220005236 |
| Name | DUPONTY COMMUNITY CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 127 LAKE RD, STUARTS DRAFT, VA 24477-9463 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200008954 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 200008954 |
| Name | VBS MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Augusta County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Augusta County |
| Unified School District | Augusta County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,046.00 (+54.53%) | $393,600 (+87.25%) Land $60,000 Building $333,600 | |
| 2024 | $393,600 (+87.25%) Land $60,000 Building $333,600 | ||
| 2023 | $1,324.00 | $210,200 Land $40,000 Building $170,200 | $210,200 Land $40,000 Building $170,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHENANDOAH ACRES private · serves 227 people · EPA ID VA2015550 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | SOUTH RIVER SANITARY DISTRICT |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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