127 King St, Charleston, SC 29401 Property Records

Charleston County property record for 127 King St, Charleston, SC 29401

Property Summary

Property TypeCommercial
Details3,070 sqft · built 1999
Lot Size0.119 acres (5,227 sqft)
OwnerCompany Name on Record
Last Sale$3,100,000 (Mar 2022)
Tax Bill$54,981 (2024)
Deeds & MortgagesMar 2022 Sale & Construction Loan
May 2017 Line of Credit
Flood ZoneZone X (moderate risk)
APN457-12-02-046

Property Details

APN / Parcel Number

Primary APN457-12-02-046

Interior

Stories2 Stories
Building Area3,070 sqft
1st Floor Area3,070 sqft
2nd Floor Area3,070 sqft

Exterior

Year BuiltBuilt 1999
Lot Area5,227 sqft (0.119 acres)

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address127 KING ST
CityCHARLESTON
StateSC
Zip29401-2279
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDESCRIPTION -127 AND 129 KING
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1020
Census Tract200

Owner

Source: Charleston County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address333 COMMERCIAL DR, SAVANNAH, GA 31406-3606
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2022Limited Warranty Deed, Construction Loan · Construction Mortgage
FIRST CITIZENS BANK & TRUST CO
May 17, 2017Deed of Trust, Mortgage · Line of Credit
UNITED CMNTY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 9, 2022 · Amount on Record
Deed SaleMar 9, 2022 · Amount on Record
Prior SaleOct 28, 2016 · Amount on Record
Deed Document Number0001087207
Deed Book / Page1087 / 207
Record UpdatedJun 8, 2026

March 2022: Limited Warranty Deed, Construction Loan

Document TypeLimited Warranty Deed
JurisdictionCHARLESTON SC
Recording DateMar 9, 2022
Property Address127 KING ST, CHARLESTON, SC 29401-2279
Document Number0010870207
Book / Page1087 / 207
Map ReferenceMB CE PG 61
Instrument DateMar 8, 2022
Transaction TypeConstruction Loan
Record UpdatedJun 2, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address333 COMMERCIAL DR, SAVANNAH, GA 31406-3606

Mortgage

Document Number0001087208
DateMar 9, 2022
Instrument1087/208
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term60 Months
DueMar 8, 2027

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address127 KING ST, CHARLESTON, SC 29401-2279
Document Number0639/0703
Book / Page000639 / 000703
Instrument DateMay 17, 2017
Transaction TypeMortgage
Record UpdatedJun 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address60 CUTTERMILL RD #303 GREAT NECK NY 110213104, 303, GREAT NECK, NY 11021-3104

Mortgage

Document Number0639/0703
DateMay 23, 2017
Book Page000639/000703
Lender
NameUNITED CMNTY BK
TypeBank
Address875 LOWCOUNTRY BLVD, MOUNT PLEASANT, SC 29464-3094
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueMay 22, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of September 13, 2024

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$54,981.00 (+0.99%)$186,000 (-5.78%)
2022$54,443.00$197,400$3,290,000 (+6.13%) Land $1,313,200 Building $1,976,800
2020$3,100,000 Land $1,240,000 Building $1,860,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 185 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies293 units insured
incl. 108 condo units
Nearby Flood Claims145 (1979–2024)
Claims Outside the SFHA21 of 145
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Severe Storms And Flooding, Oct 2015 · 14 claims
  • Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

Nearby Properties on King St

Nearby Streets

Search Property Records by Address or Parcel Number