127 Kernite Ln, Divide, CO 80814 Property Records

Teller County property record for 127 Kernite Ln, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,009 sqft · built 2023
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$609,900 (Mar 2024)
Tax Bill	$2,405 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2289.071050440`

Property Details

APN / Parcel Number

Primary APN	`2289.071050440`
Alternative APN	`R0009989`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,009 sqft Living Area
Basement Area	720 sqft
Finished Basement	620 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0009989
Street Address	127 KERNITE LN
City	DIVIDE
State	CO
Zip	80814-7804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L48 RAINBOW VALLEY 9
Legal Range	69W
Legal Township	14S
Legal Section	07
Legal Subdivision	RAINBOW VALLEY
Legal Lot Number	48
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	2
Census Block	2029
Census Tract	10110

Owner

127 Kernite Ln is owned by two individuals who bought it in March 2024.

Source: Teller County records, as of April 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13504 E EDGEWOOD ST, WICHITA, KS 67230-1762
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIDELITY BANK NA
Sep 7, 2023	Deed of Trust, Mortgage · Construction Mortgage PARK STATE BANK & TRUST
Mar 27, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Nov 15, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Mar 27, 2023 · Amount on File
Deed Document Number	2024764663
Record Updated	Jun 8, 2026

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Mar 18, 2024
Property Address	127 KERNITE LN, DIVIDE, CO 80814
Document Number	0000764663
Instrument Date	Mar 13, 2024
Instrument	764663
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13504 E EDGEWOOD ST, WICHITA, KS 67230-1762

Mortgage

Document Number	0000764664
Date	Mar 18, 2024
Instrument	764664

Lender

Name	FIDELITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	127 KERNITE LN, DIVIDE, CO 80814
Transaction Type	Mortgage
Record Updated	Sep 19, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000761393
Date	Sep 7, 2023
Instrument	761393

Lender

Name	PARK STATE BANK & TRUST
Type	Bank
Address	WOODLAND PARK, CO 80863

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Mar 27, 2023
Property Address	127 KERNITE LN, DIVIDE, CO 80814
Document Number	0000757857
Instrument Date	Mar 24, 2023
Instrument	757857
Transaction Type	Transfer
Record Updated	Apr 3, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$4.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 HORSESHOE DR, DIVIDE, CO 80814

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Nov 15, 2021
Property Address	127 KERNITE LN, DIVIDE, CO 80814
Document Number	0000744942
Instrument Date	Oct 14, 2021
Instrument	744942
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$1.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2927 CABRILLO CIR, COLORADO SPRINGS, CO 80910-1800

Tax Assessment & Valuation

The 2025 property tax bill for 127 Kernite Ln was $2,405, up 57.7% from the year before.

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,405.00 (+57.7%)	$32,431 (+49.73%) Land $1,200 Building $31,231
2024	$1,525.00 (+403.3%)	$21,660 (+373.96%) Land $938 Building $20,722	$518,942 (+37.19%) Land $19,195 Building $499,747
2023	$303.00 (+89.38%)	$4,570 (+86.53%) Land $4,570	$378,264 (+4,376.5%) Land $16,390 Building $361,874
2022	$160.00	$2,450 Land $2,450	$8,450 Land $8,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 127 Kernite Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Kernite Ln is extreme, ranking above 96% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 98.5% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW VALLEY WD serves 130 people · EPA ID CO0160375
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018 Treatment failure resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Vero Fiber Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3

Cell Coverage

No cell data coverage reported

Nearby Properties on Kernite Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures