127 Katy Cir, Birmingham, AL 35242 Property Records

Shelby County property record for 127 Katy Cir, Birmingham, AL 35242

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,283 sqft · built 2005
Lot Size	0.387 acres (16,858 sqft)
Owner	Individual Name on Record
Last Sale	$36,800 (Oct 2018)
Tax Bill	$2,171 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093070008030000`

Property Details

APN / Parcel Number

Primary APN	`093070008030000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,283 sqft Heated Area
1st Floor Area	2,300 sqft
Basement Area	887 sqft
Finished Basement	1,404 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,858 sqft (0.387 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Basement
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	127 KATY CIR
City	BIRMINGHAM
State	AL
Zip	35242-3177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 7 19S 01W NBRHD: 01 THE CEDARS R-2
Legal Range	01W
Legal Township	19S
Legal Section	07
Legal Subdivision	THE CEDARS RESURVEY LTS 22 30 & 31 THE C
Legal Lot Number	30-A
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	3
Census Block	3040
Census Tract	30330

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 KATY CIR, BIRMINGHAM, AL 35242-3177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC
Jun 12, 2020	Deed of Trust, Mortgage KELLER MTG
Oct 15, 2018	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Prior Sale	Sep 19, 2016 · Amount on Record
Deed Document Number	2018364980
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	127 KATY CIR, BIRMINGHAM, AL 35242-3177
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000264810
Date	Jul 25, 2019
Instrument	20190725000264810

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	127 KATY CIR, BIRMINGHAM, AL 35242-3177
Document Number	0000267420
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 KATY CIR BIRMINGHAM AL 352423177, BIRMINGHAM, AL 35242-3177

Mortgage

Document Number	0000267420
Date	Jun 30, 2020
Instrument	267420

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Oct 15, 2018
Property Address	127 KATY CIR, BIRMINGHAM, AL 35242-3177
Document Number	0000364980
Map Reference	MB27 PG50
Instrument Date	Oct 12, 2018
Instrument	20181015000364980
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 KATY CIR, 127, BIRMINGHAM, AL 35242-3177

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	127 KATY CIR, BIRMINGHAM, AL 35242-3177

Mortgage

Document Number	0000364990
Date	Oct 15, 2018
Instrument	20181015000364990

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,171.00 (-1.32%) Homeowner's exemption
2025	$2,200.00 (+7.32%)	$50,020 (+5.22%)	$500,100 (+5.22%) Land $105,000 Building $395,100
2023	$2,050.00 (+9.04%) Homeowner's exemption	$47,540 (+8.89%)	$475,300 (+8.86%) Land $85,000 Building $390,300
2022	$1,880.00 Homeowner's exemption	$43,660	$436,600 Land $85,000 Building $351,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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