127 Joy St, Sugar Grove, IL 60554 Property Records

Kane County property record for 127 Joy St, Sugar Grove, IL 60554

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,056 sqft · built 1986
Lot Size0.225 acres (9,804 sqft)
OwnerTrust Name on File
Tax Bill$6,395 (2025)
Deeds & MortgagesAug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN14-21-277-006

Property Details

APN / Parcel Number

Primary APN14-21-277-006

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Stories2 Stories
Building Area1,056 sqft Living Area
Gross Area1,536 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleSplit Level
Lot Area9,804 sqft (0.225 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address127 JOY ST
CitySUGAR GROVE
StateIL
Zip60554-5417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description32 UNIT 1
Legal SubdivisionSHEFFIELD PLAINS
Legal Block3
Legal Lot Number32
JurisdictionKANE IL
Township / Civil DivisionSUGAR GROVE
Census Block Group3
Census Block3009
Census Tract854509

Owner

127 Joy St is owner-occupied and held in a trust since January 2020.

Source: Kane County records, as of July 23, 2026

Owner of RecordTrust Name on File
Mailing Address127 JOY ST, SUGAR GROVE, IL 60554-5417
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 22, 2020
Transfer Doc0000045646
Record UpdatedSep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateAug 14, 2020
Property Address127 JOY ST, SUGAR GROVE, IL 60554-5417
Document Number0000045646
Instrument DateJan 22, 2020
Instrument45646
Transaction TypeTransfer
Record UpdatedSep 11, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address127 JOY ST SUGAR GROVE IL 605545417, SUGAR GROVE, IL 60554-5417

Tax Assessment & Valuation

The 2025 property tax bill for 127 Joy St was $6,395 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSugar Grove Township
MunicipalitySugar Grove Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,395.00 Homeowner's exemption Senior Citizen's exemption$95,741 (+7.83%) Land $23,354 Building $72,387$287,338 (+7.83%) Land $70,090 Building $217,248
2024$88,789 Land $21,658 Building $67,131$266,474 Land $65,000 Building $201,474
2022$5,932.00 (-3.72%) Homeowner's exemption$73,927 (+5.08%) Land $18,033 Building $55,894$221,781 (+5.08%) Land $54,099 Building $167,682
2021$6,161.00 Homeowner's exemption$70,353 Land $17,161 Building $53,192$211,059 Land $51,483 Building $159,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Joy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Joy St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUGAR GROVE
serves 11,243 people · EPA ID IL0890850
Water SourceGroundwater
Last State InspectionAug 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.7 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Watch TV
Fixed Wireless
400 / 40
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on Joy St

Nearby Streets

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