127 John St, Dekalb, IL 60115 Property Records

DeKalb County property record for 127 John St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.201 acres (8,736 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jan 2025)
Tax Bill	$3,874 (2024)
Deeds & Mortgages	Jun 2019 Mortgage Oct 2016 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`08-22-251-019`

Property Details

APN / Parcel Number

Primary APN	`08-22-251-019`

Exterior

Lot Area	8,736 sqft (0.201 acres)
Lot Dimensions	182 ft deep x 48 ft wide

Location & Zoning

Account Number	0822251019
Street Address	127 JOHN ST
City	DEKALB
State	IL
Zip	60115-4826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 - BLK 2 - SPANGENBERGS ADDITION
Legal Subdivision	SPANGENBERGS ADDITION
Legal Block	2
Legal Lot Number	6
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	1
Census Block	1010
Census Tract	1300

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1413 KENNEDY DR, KIRKLAND, IL 60146-8839
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2019	Grant Deed, Transfer FINANCE OF AMERICA COM'L LLC
Oct 20, 2016	Loan Modification, Mortgage · Conventional with PMI DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2025 · Amount on Record
Deed Sale	Jan 21, 2025 · Amount on Record
Prior Sale	Jun 13, 2019 · Amount on Record
Deed Document Number	2025456
Record Updated	Oct 29, 2026

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 13, 2019
Property Address	127 JOHN ST, DEKALB, IL 60115-4826
Document Number	0000004982
Instrument Date	Apr 15, 2019
Instrument	4982
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42W124 COPPERWOOD LN CAMPTON HILLS IL 601758235, CAMPTON HILLS, IL 60175-8235

Mortgage

Document Number	4983
Date	Jun 13, 2019
Instrument	4983

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 12, 2020

Interest

Rate	8.99%

October 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DE KALB IL
Property Address	127 JOHN ST, DEKALB, IL 60115-4826
Document Number	0000001560
Instrument Date	Oct 20, 2016
Transaction Type	Mortgage
Record Updated	Apr 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 JOHN ST DEKALB IL 601153120, DEKALB, IL 60115-3120

Mortgage

Document Number	0000001560
Date	Feb 22, 2017
Instrument	1560

Lender

Name	DITECH FIN'L

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	468 Months
Due	Feb 21, 2056

Interest

Rate	6.5%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,254 (+27.58%) Land $9,995 Building $43,259	$159,762 (+27.58%) Land $29,985 Building $129,777
2024	$3,874.00
2023		$41,741 Land $7,958 Building $33,783	$125,223 Land $23,874 Building $101,349

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: DNA Communications.

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