127 Jim Dandy Dr, Elgin, TX 78621 Property Records

Bastrop County property record for 127 Jim Dandy Dr, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details4 bd · 1,937 sqft · built 2016
Lot Size0.127 acres (5,532 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Oct 2016)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR92813

Property Details

APN / Parcel Number

Primary APNR92813
Alternative APN
  • O0228887

Interior

Bedrooms4 Beds
Stories2 Stories
Building Area1,937 sqft Living Area
Gross Area2,432 sqft
1st Floor Area1,285 sqft
2nd Floor Area652 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area5,532 sqft (0.127 acres)
Lot Dimensions250 ft deep x 725 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area135 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address127 JIM DANDY DR
CityELGIN
StateTX
Zip78621-3231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSARATOGA FARMS SUBDIVISION SECTION ONE, LOT 17, ACRES 0.1270
Legal SubdivisionS7690 - SARATOGA FARMS SUBDIVISION SECTI
Legal Block2
Legal Lot Number17
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group2
Census Block2051
Census Tract950202

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address127 JIM DANDY DR, ELGIN, TX 78621-3231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2016 · Amount on Record
Deed SaleOct 28, 2016 · Amount on Record
Deed Document Number201614421
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address127 JIM DANDY DR, ELGIN, TX 78621-3231
Transaction TypeMortgage
Record UpdatedNov 22, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201708186
DateJun 8, 2017
Instrument201708186
Lender
NameCREDENCE FUNDING CORPORATION
AddressABERDEEN, MD 21001
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate
Rate2.75%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2022
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change3.75%
Index1-Year CMT
Margin2
Max Rate7.75%

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
MunicipalityElgin City
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$305,394 (-15.89%) Land $55,542 Building $249,852$305,394 (-15.89%) Land $55,542 Building $249,852
2023$363,085 Land $55,542 Building $307,543$363,085 Land $55,542 Building $307,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 60% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELGIN
serves 13,188 people · EPA ID TX0110002
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
SOS Communications
Fixed Wireless
100 / 20

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