127 James St, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 127 James St, Kannapolis, NC 28083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,173 sqft · built 2018
Lot Size	0.172 acres (7,450 sqft)
Owner	Company Name on File
Last Sale	$229,000 (Sep 2021)
Tax Bill	$2,103 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5613 97 8686`

Property Details

APN / Parcel Number

Primary APN	`5613 97 8686`
Alternative APNs	`04037 0098.000000` `129526` `145705`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,173 sqft Living Area
Gross Area	1,368 sqft
1st Floor Area	1,173 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,450 sqft (0.172 acres)
Lot Dimensions	149 ft deep x 50 ft wide
Driveway	Concrete Driveway
Driveway Area	560 sqft
Porch	Slab
Porch Area	75 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	145705
Street Address	127 JAMES ST
City	KANNAPOLIS
State	NC
Zip	28083-4599
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 24 JAMESTOWN BLK B
Legal Subdivision	JAMESTOWN
Legal Block	B
Legal Lot Number	24
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2038
Census Tract	40800

Owner

127 James St is owned by a company that bought it in September 2021.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Company Name on File
Mailing Address	ENERGY SQ BLDG 2, 2, DALLAS, TX 75206
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 7, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jun 17, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Apr 1, 2019	Warranty Deed, Transfer · FHA Mortgage MVB MTG
Jul 24, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	Apr 1, 2019 · Amount on File
Deed Book / Page	15469 / 327
Prior Transfer Date	Aug 15, 2007
Prior Transfer Doc	7734051
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	127 JAMES ST, KANNAPOLIS, NC 28083-4599
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015350290
Date	Jul 22, 2021
Book Page	15350/290

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Aug 1, 2048

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 7, 2021
Property Address	127 JAMES ST, KANNAPOLIS, NC 28083-4599
Document Number	15469327
Book / Page	15469 / 327
Map Reference	MB 1 PG 14
Instrument Date	Sep 1, 2021
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$458.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1228 WILLOWBROOK DR SE, 1228, HUNTSVILLE, AL 35802-3845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2711 N HASKELL AVE STE 2100, 2100, DALLAS, TX 75204-2933
Investor	Possibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	127 JAMES ST, KANNAPOLIS, NC 28083-4599
Document Number	14271219
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 JAMES ST KANNAPOLIS NC 280834599, KANNAPOLIS, NC 28083-4599

Mortgage

Document Number	14271219
Date	Jun 23, 2020
Book Page	014271/000219
Instrument	19362

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 1, 2019
Property Address	127 JAMES ST, KANNAPOLIS, NC 28083-4599
Document Number	1344161
Book / Page	013441 / 000061
Instrument Date	Mar 25, 2019
Instrument	7598
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 JAMES ST KANNAPOLIS NC 28083, KANNAPOLIS, NC 28083

Mortgage

Document Number	1344164
Date	Apr 1, 2019
Book Page	013441/000064
Instrument	7599

Lender

Name	MVB MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2049

Mortgage

Document Number	1344174,
Date	Apr 1, 2019
Book Page	013441/000074
Instrument	7600

Lender

Name	HOUSING FIN AGCY
Address	PO BOX 28066, RALEIGH, NC 27611-8066

Agreement

Amount	Amount on Record

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 24, 2018
Property Address	127 JAMES ST, KANNAPOLIS, NC 28083-4599
Document Number	1310183
Book / Page	013101 / 000083
Instrument Date	Jul 18, 2018
Instrument	17947
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$25.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 524 SPENCER MA 015620524, SPENCER, MA 01562-0524

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,220 (-) Land $40,000 Building $187,220
2025		$227,220 Land $40,000 Building $187,220
2024			$227,220 (+48%) Land $40,000 Building $187,220
2023	$2,103.00	$153,530 Land $26,000 Building $127,530	$153,530 Land $26,000 Building $127,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 James St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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