127 Heritage Estates Dr, Schellsburg, PA 15559 Property Records

Bedford County property record for 127 Heritage Estates Dr, Schellsburg, PA 15559

Property Summary

Property Type	Single Family Home
Details	3,952 sqft · built 2019
Lot Size	3.81 acres (166,094 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,809 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C.09-0.00-191`

Property Details

APN / Parcel Number

Primary APN	`C.09-0.00-191`

Interior

Stories	2 Stories
Building Area	3,952 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	166,094 sqft (3.81 acres)
Garage Type	Attached
Deck Area	Deck Area

Location & Zoning

Street Address	127 HERITAGE ESTATES DR
City	SCHELLSBURG
State	PA
Zip	15559-7286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT # 17 SPLIT FROM C9-34
Legal Lot Number	17
Jurisdiction	BEDFORD PA
Township / Civil Division	JUNIATA
Census Block Group	3
Census Block	3025
Census Tract	960900

Owner

127 Heritage Estates Dr is owned and occupied by two individuals.

Source: Bedford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	127 HERITAGE ESTATES DR, SCHELLSBURG, PA 15559-7286
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage CBW SCHOOLS FEDERAL CREDIT UNION
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage SLOVENIAN SLA OF FRANKLIN-CONEMAUGH
Dec 13, 2019	Deed of Trust, Mortgage C-B-W SCHOOL FCU
Nov 2, 2020	Deed of Trust, Mortgage C-B-W SCHOOL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Recording Date	Jun 3, 2026
Property Address	127 HERITAGE ESTATES DR, SCHELLSBURG, PA 15559-7286
Document Number	0000002307
Instrument Date	Jun 2, 2026
Instrument	20262307
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 HERITAGE ESTATES DR, SCHELLSBURG, PA 15559-7286

Mortgage

Document Number	0000002307,
Date	Jun 3, 2026
Instrument	20262307

Lender

Name	CBW SCHOOLS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 23, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	127 HERITAGE ESTATES DR, SCHELLSBURG, PA 15559-7286
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/2840
Date	Jun 25, 2018
Book Page	2018/2840
Instrument	2018-002840

Lender

Name	SLOVENIAN SLA OF FRANKLIN-CONEMAUGH
Type	Bank
Address	WINDBER, PA 15963

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	246 Months
Due	Dec 1, 2038

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	127 HERITAGE ESTATES DR, SCHELLSBURG, PA 15559-7286
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/6030
Date	Dec 13, 2019
Book Page	2019/6030
Instrument	2019-006030

Lender

Name	C-B-W SCHOOL FCU
Type	Credit Union
Address	SIDMAN, PA 15955

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 26, 2020

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	127 HERITAGE ESTATES DR, SCHELLSBURG, PA 15559-7286
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/5842
Date	Nov 2, 2020
Book Page	2020/5842
Instrument	2020-005842

Lender

Name	C-B-W SCHOOL FCU
Type	Credit Union

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 127 Heritage Estates Dr was $4,809.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Juniata Township
Unified School District	Chestnut Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,809.00	$305,300 Land $32,000 Building $273,300	$305,300 Land $32,000 Building $273,300
2023	$4,009.00 Additional exemption filed	$305,300 Land $32,000 Building $273,300
2012			$305,300 Land $32,000 Building $273,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Heritage Estates Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Heritage Estates Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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