127 Harwill Dr, Stafford, VA 22556 Property Records

Stafford County property record for 127 Harwill Dr, Stafford, VA 22556

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,685 sqft · built 1994
Lot Size	3.06 acres (133,725 sqft)
Owner	Individual Name on Record
Last Sale	$759,900 (Jul 2022)
Tax Bill	$187 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17D-9`

Property Details

APN / Parcel Number

Primary APN	`17D-9`
Alternative APNs	`017D 9` `1985`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,685 sqft Living Area
Basement Area	2,067 sqft
Finished Basement	1,483 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	133,725 sqft (3.06 acres)
Garage Type	Attached
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	474 sqft
Deck Area	99 sqft
Patio Area	99 sqft
Fence	Fence
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1985
Old Parcel Number	017D 9
Street Address	127 HARWILL DR
City	STAFFORD
State	VA
Zip	22556-6135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1- AG MIN 3AC
Legal Description	LOT 9 3.0699 AC HARWILL ACRES
Legal Subdivision	HARWILL ACRES
Legal Lot Number	9 3
Jurisdiction	STAFFORD VA
Township / Civil Division	ROCK HILL
Census Block Group	3
Census Block	3014
Census Tract	10202

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	127 HARWILL DR, STAFFORD, VA 22556-6135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Aug 5, 2019	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Aug 31, 2018	Warranty Deed, Transfer · VA Mortgage STEARNS LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	220015163
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	127 HARWILL DR, STAFFORD, VA 22556-6135
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002780
Date	Feb 7, 2022
Instrument	220002780

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2052

Interest

Rate Type	Adjustable Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Jul 19, 2022
Property Address	127 HARWILL DR, STAFFORD, VA 22556-6135
Document Number	0220015163
Instrument Date	Jul 15, 2022
Instrument	220015163
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	FIRST GUARDIAN TITLE AND ESCROW, FIRST GUARDIAN TITLE &ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 HARWILL DR, STAFFORD, VA 22556-6135

Mortgage

Document Number	0220015164
Date	Jul 19, 2022
Instrument	220015164

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	127 HARWILL DR, STAFFORD, VA 22556-6135
Document Number	190013392
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 HARWILL DR STAFFORD VA 225566135, STAFFORD, VA 22556-6135

Mortgage

Document Number	190013392
Date	Aug 8, 2019
Instrument	13392

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Aug 31, 2018
Property Address	127 HARWILL DR, STAFFORD, VA 22556-6135
Document Number	180014857
Instrument Date	Aug 30, 2018
Instrument	14857
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 HARWILL DR STAFFORD VA 225566135, STAFFORD, VA 22556-6135

Mortgage

Document Number	180014858
Date	Aug 31, 2018
Instrument	14858

Lender

Name	STEARNS LNDG LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$187.00 (-1.06%)	$673,900 (+17%) Land $170,000 Building $503,900	$673,900 (+17%) Land $170,000 Building $503,900
2023	$189.00 (-96%)	$576,000 Land $150,000 Building $426,000	$576,000 Land $150,000 Building $426,000
2021	$4,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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