127 Harding Dr, Houma, LA 70364 Property Records

Terrebonne Parish property record for 127 Harding Dr, Houma, LA 70364

Property Summary

Property Type	Single Family Home
Details	1,590 sqft · built 1975
Lot Size	0.154 acres (6,720 sqft)
Owner	2 Individual Names on File
Tax Bill	$530 (2025)
Deeds & Mortgages	Apr 2019 Refinance May 2021 Refinance
Flood Zone	Zone X (moderate risk)
APN	`12789`

Property Details

APN / Parcel Number

Primary APN	`12789`

Interior

Building Area	1,590 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	6,720 sqft (0.154 acres)

Location & Zoning

Street Address	127 HARDING DR
City	HOUMA
State	LA
Zip	70364-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLOCK 3 ADDEN 1 LISA PARK SUBD. CB 485/417
Legal Range	17E
Legal Township	17S
Legal Section	04
Legal Subdivision	LISA PARK
Legal Block	3
Legal Lot Number	13
Jurisdiction	TERREBONNE LA
Township / Civil Division	5
Census Block Group	1
Census Block	1006
Census Tract	401

Owner

127 Harding Dr is owned and occupied by two individuals.

Source: Terrebonne Parish records, as of April 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	127 HARDING DR, HOUMA, LA 70364-2511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
May 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	127 HARDING DR, HOUMA, LA 70364-2511
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003066/686
Date	Apr 11, 2019
Book Page	3066/686
Instrument	1578976

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2034

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	127 HARDING DR, HOUMA, LA 70364-2511
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003254/71
Date	May 24, 2021
Book Page	3254/71
Instrument	1627403

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 127 Harding Dr was $530 with a homeowner's exemption, down 1.7% from the year before.

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$530.00 (-1.67%)	$13,140 (-) Land $2,710 Building $10,430	$131,400 (-) Land $27,100 Building $104,300
2024	$539.00 (+0.56%) Homeowner's exemption	$13,140 (-) Land $2,710 Building $10,430	$131,400 (-) Land $27,100 Building $104,300
2023	$536.00 (+2.1%) Homeowner's exemption	$13,140 (-) Land $2,710 Building $10,430	$131,400 (-) Land $27,100 Building $104,300
2022	$525.00 Homeowner's exemption	$13,140 Land $2,710 Building $10,430	$131,400 Land $27,100 Building $104,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Harding Dr in Zone X, an area of moderate flood risk, though there have been 18 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	18 (1985–2021)
Claims Outside the SFHA	13 of 18
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Katrina, Aug 2005 · 2 claims Severe Storms, Tornadoes & Flooding, May 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Harding Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHRIEVER WATER TREATMENT SERVICE AREA serves 116,460 people · EPA ID LA1109002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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