Hancock County property record for 127 Hancock St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,432 sqft · built 1985 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,000 (Jul 2013) |
| Tax Bill | $3,897 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1011-192-21-008.000 |
| Primary APN | 1011-192-21-008.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,432 sqft Living Area |
| 1st Floor Area | 1,342 sqft |
| 2nd Floor Area | 120 sqft |
| Upper Floors Area | 970 sqft |
| Basement Area | 857 sqft |
| Unfinished Basement | 857 sqft |
| Flooring | Brick |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,200 sqft (0.211 acres) |
| Lot Dimensions | 200 ft deep x 46 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 278 sqft |
| Deck Area | Deck Area |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 127 HANCOCK ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-5003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BYALS 2ND ADD O L LOT 40 PT 200X46FT |
| Legal Subdivision | BYALS 2ND ADD |
| Legal Lot Number | 40 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 800 |
127 Hancock St is owned and occupied by an individual who bought it in July 2013.
Source: Hancock County records, as of May 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 127 HANCOCK ST, FINDLAY, OH 45840-5003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage FIFTH THIRD BANK NORTHWESTERN OHIO |
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jul 18, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NORTHWESTERN OHIO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2013 · Amount on File |
| Deed Sale | Jul 2, 2013 · Amount on File |
| Prior Sale | Apr 5, 1989 · Amount on File |
| Deed Document Number | 20137174 |
| Deed Book / Page | 2445 / 156 |
| Prior Transfer Date | Apr 19, 2005 |
| Prior Transfer Doc | 002276/945 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 127 HANCOCK ST, FINDLAY, OH 45840-5003 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 127 HANCOCK ST, FINDLAY, OH 45840-5003 |
| Document Number | 02625/1259 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 2625/1259 |
| Instrument | 202500010296 |
| Name | FIFTH THIRD BANK NORTHWESTERN OHIO |
|---|---|
| Type | Bank |
| Address | 1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546 |
| Amount | Amount on Record |
|---|---|
| Term | 359 Months |
| Due | Nov 25, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 127 HANCOCK ST, FINDLAY, OH 45840-5003 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2586/5297 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 2586/5297 |
| Instrument | 202100010890 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 127 HANCOCK ST, FINDLAY, OH 45840-5003 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2019 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 2559/3187 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 2559/3187 |
| Instrument | 201900005771 |
| Name | FIFTH THIRD BANK NORTHWESTERN OHIO |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 24, 2029 |
The 2025 property tax bill for 127 Hancock St was $3,897 with a homeowner's exemption, up 8.7% from the year before.
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,897.00 (+8.73%) Homeowner's exemption | $127,090 (+25.99%) Land $8,040 Building $119,050 | $363,090 Land $22,960 Building $340,130 |
| 2024 | $3,584.00 (-0.14%) | $100,870 (-) Land $6,380 Building $94,490 | |
| 2023 | $3,589.00 Homeowner's exemption | $100,870 Land $6,380 Building $94,490 | |
| 2022 | $288,180 Land $18,220 Building $269,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Hancock St in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 30 (1981–2021) |
| Claims Outside the SFHA | 3 of 30 |
| Most Recent Claim | Jul 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 127 Hancock St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures