127 Hancock St, Findlay, OH 45840 Property Records

Hancock County property record for 127 Hancock St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,432 sqft · built 1985
Lot Size0.211 acres (9,200 sqft)
OwnerIndividual Name on File
Last Sale$168,000 (Jul 2013)
Tax Bill$3,897 (2025)
Deeds & MortgagesDec 2025 Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1011-192-21-008.000

Property Details

APN / Parcel Number

Primary APN1011-192-21-008.000
Alternative APN
  • 560000179020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,432 sqft Living Area
1st Floor Area1,342 sqft
2nd Floor Area120 sqft
Upper Floors Area970 sqft
Basement Area857 sqft
Unfinished Basement857 sqft
FlooringBrick
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialShingle
Lot Area9,200 sqft (0.211 acres)
Lot Dimensions200 ft deep x 46 ft wide

Exterior Amenities

PorchSlab
Porch Area278 sqft
Deck AreaDeck Area
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address127 HANCOCK ST
CityFINDLAY
StateOH
Zip45840-5003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBYALS 2ND ADD O L LOT 40 PT 200X46FT
Legal SubdivisionBYALS 2ND ADD
Legal Lot Number40
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group4
Census Block4011
Census Tract800

Owner

127 Hancock St is owned and occupied by an individual who bought it in July 2013.

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address127 HANCOCK ST, FINDLAY, OH 45840-5003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2025Deed of Trust, Mortgage
FIFTH THIRD BANK NORTHWESTERN OHIO
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Jul 18, 2019Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NORTHWESTERN OHIO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2013 · Amount on File
Deed SaleJul 2, 2013 · Amount on File
Prior SaleApr 5, 1989 · Amount on File
Deed Document Number20137174
Deed Book / Page2445 / 156
Prior Transfer DateApr 19, 2005
Prior Transfer Doc002276/945
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address127 HANCOCK ST, FINDLAY, OH 45840-5003
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 HANCOCK ST, FINDLAY, OH 45840-5003

Mortgage

Document Number02625/1259
DateDec 15, 2025
Book Page2625/1259
Instrument202500010296
Lender
NameFIFTH THIRD BANK NORTHWESTERN OHIO
TypeBank
Address1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546
Agreement
AmountAmount on Record
Term359 Months
DueNov 25, 2055

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address127 HANCOCK ST, FINDLAY, OH 45840-5003
Transaction TypeMortgage
Record UpdatedSep 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2586/5297
DateSep 15, 2021
Book Page2586/5297
Instrument202100010890
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueAug 1, 2036

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address127 HANCOCK ST, FINDLAY, OH 45840-5003
Transaction TypeMortgage
Record UpdatedAug 16, 2019
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2559/3187
DateJul 18, 2019
Book Page2559/3187
Instrument201900005771
Lender
NameFIFTH THIRD BANK NORTHWESTERN OHIO
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueJun 24, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 127 Hancock St was $3,897 with a homeowner's exemption, up 8.7% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,897.00 (+8.73%) Homeowner's exemption$127,090 (+25.99%) Land $8,040 Building $119,050$363,090 Land $22,960 Building $340,130
2024$3,584.00 (-0.14%)$100,870 (-) Land $6,380 Building $94,490
2023$3,589.00 Homeowner's exemption$100,870 Land $6,380 Building $94,490
2022$288,180 Land $18,220 Building $269,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Hancock St in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims30 (1981–2021)
Claims Outside the SFHA3 of 30
Most Recent ClaimJul 2021 · other causes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 127 Hancock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.

Nearby Properties on Hancock St

Nearby Streets

Search Property Records by Address or Parcel Number