127 Grove St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 127 Grove St, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 974 sqft · built 1949
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$261,000 (Dec 2024)
Tax Bill	$4,210 (2024)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Aug 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WINL M:28 B:51 L:60`

Property Details

APN / Parcel Number

Primary APN	`WINL M:28 B:51 L:60`
Alternative APNs	`00004600` `4600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	974 sqft Living Area
Gross Area	1,044 sqft
1st Floor Area	696 sqft
Attic	Attic
Attic Area	696 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4600
Street Address	127 GROVE ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	51
Legal Lot Number	60
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	1
Census Block	1005
Census Tract	476200

Owner

127 Grove St is owned and occupied by an individual who bought it in December 2024.

Source: Windsor Locks Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	127 GROVE ST, WINDSOR LOCKS, CT 06096-1827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2024	Warranty Deed, Transfer · FHA Mortgage FIRST WORLD MORTGAGE CORPORATION
Aug 1, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Oct 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN EAGLE FCU
Mar 19, 2020	Fiduciary Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2024 · Amount on File
Deed Sale	Dec 18, 2024 · Amount on File
Prior Sale	Mar 19, 2020 · Amount on File
Deed Book / Page	542 / 2
Record Updated	Oct 29, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Dec 18, 2024
Property Address	127 GROVE ST, WINDSOR LOCKS, CT 06096-1827
Document Number	00000542-2
Book / Page	542 / 2
Instrument Date	Dec 16, 2024
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 GROVE ST, WINDSOR LOCKS, CT 06096-1827

Mortgage

Document Number	2056420016
Date	Dec 18, 2024
Instrument	2056420016

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	127 GROVE ST, WINDSOR LOCKS, CT 06096-1827
Transaction Type	Mortgage
Record Updated	Aug 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000538-696
Date	Aug 1, 2024
Book Page	538/696
Instrument	1944050020

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	127 GROVE ST, WINDSOR LOCKS, CT 06096-1827
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000522-250
Date	Oct 17, 2022
Book Page	522/250
Instrument	1300110006

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2047

March 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Mar 19, 2020
Property Address	127 GROVE ST, WINDSOR LOCKS, CT 06096-1827
Document Number	492-826
Book / Page	000492 / 000826
Instrument Date	Mar 19, 2020
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Tax	$162.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 GROVE ST WINDSOR LOCKS CT 060961827, WINDSOR LOCKS, CT 06096-1827

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$175,490 (+73.26%) Land $50,680 Building $124,810	$122,843 Land $35,476 Building $87,367
2024	$4,210.00 (+47.72%)	$101,290 (-) Land $32,760 Building $68,530
2023	$2,850.00 (+8.94%)	$101,290 (-) Land $32,760 Building $68,530
2022	$2,616.00	$101,290 Land $32,760 Building $68,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 127 Grove St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Grove St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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