127 Gray Ave, Santa Barbara, CA 93101 Property Records

Santa Barbara County property record for 127 Gray Ave, Santa Barbara, CA 93101

Property Summary

Property TypeCondominium
Details3 bd · 2.75 ba · 1,862 sqft · built 2000
Lot Size0.021 acres (928 sqft)
OwnerTrust Name on File
Last Sale$1,800,000 (Sep 2018)
Tax Bill$21,137 (2025)
Deeds & MortgagesOct 2021 Transfer
Jan 2021 Mortgage
+ 4 more
Flood ZoneZone AE (high risk)
APN033-180-002

Property Details

APN / Parcel Number

Primary APN033-180-002
Alternative APN
  • 03318002

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Building Area1,862 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCondo/Apartment
Lot Area928 sqft (0.021 acres)

Location & Zoning

Street Address127 GRAY AVE
CitySANTA BARBARA
StateCA
Zip93101-1809
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeOCSD3
Legal SubdivisionGRAY AVE CONDO
Legal Lot Number1
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA BARBARA
Census Block Group1
Census Block1028
Census Tract805

Owner

127 Gray Ave, a condominium, is owner-occupied and held in a trust since September 2021.

Source: Santa Barbara County records, as of July 8, 2026

Owner of RecordTrust Name on File
Mailing Address127 GRAY AVE, SANTA BARBARA, CA 93101-1809
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Intrafamily Transfer, Transfer
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
KEYPOINT CU
Jan 4, 2018Deed of Trust, Mortgage · Line of Credit
PARTNERS FEDERAL CREDIT UNION
Apr 2, 2019Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Feb 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Sep 5, 2018Grant Deed, Transfer
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2018 · Amount on File
Deed SaleSep 5, 2018 · Amount on File
Deed Document Number201837930
Last Transfer DateSep 28, 2021
Transfer Doc0000071119
Record UpdatedSep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA BARBARA CA
Recording DateOct 8, 2021
Property Address127 GRAY AVE, SANTA BARBARA, CA 93101-1809
Document Number0000071119
Map ReferenceMB 57 PG 60&61
Instrument DateSep 28, 2021
Instrument2021-0071119
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address127 GRAY AVE, SANTA BARBARA, CA 93101-1809

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address127 GRAY AVE, SANTA BARBARA, CA 93101-1809
Transaction TypeMortgage
Record UpdatedFeb 8, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 GRAY AVE, SANTA BARBARA, CA 93101-1809

Mortgage

Document Number0000006925
DateJan 29, 2021
Instrument2021-0006925
Lender
NameKEYPOINT CU
TypeCredit Union
AddressSANTA CLARA, CA 95051
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address127 GRAY AVE, SANTA BARBARA, CA 93101-1809
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000360
DateJan 4, 2018
Instrument2018-0000360
Lender
NamePARTNERS FEDERAL CREDIT UNION
AddressORLANDO, FL 32821
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJan 3, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address127 GRAY AVE, SANTA BARBARA, CA 93101-1809
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012678
DateApr 2, 2019
Instrument2019-0012678
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10006
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2049

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address127 GRAY AVE, SANTA BARBARA, CA 93101-1809
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009299
DateFeb 25, 2020
Instrument2020-0009299
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA BARBARA CA
Recording DateSep 5, 2018
Property Address127 GRAY AVE, SANTA BARBARA, CA 93101-1809
Document Number0000037930
Instrument DateAug 7, 2018
Instrument37930
Transaction TypeTransfer
Record UpdatedSep 14, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,980.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
AddressPO BOX 426 SANTA BARBARA CA 931020426, SANTA BARBARA, CA 93102-0426

Mortgage

Document Number37931
DateSep 5, 2018
Instrument37931
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
Address3701 REGENT BLVD # 180, IRVING, TX 75063-2312
Agreement
AmountAmount on Record
Term360 Months
DueSep 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 127 Gray Ave was $21,137 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalitySanta Barbara City
Unified School DistrictSanta Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,048,088 (+2%) Land $1,024,044 Building $1,024,044
2025$21,137.00 Homeowner's exemption Additional exemption filed$2,007,930 Land $1,003,965 Building $1,003,965
2023$20,397.00 (+1.76%) Homeowner's exemption Additional exemption filed$1,929,962 Land $964,981 Building $964,981
2022$20,045.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 127 Gray Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 56 individual policies
Nearby Flood Policies290 units insured
incl. 234 condo units
Nearby Flood Claims3 (2005–2023)
Most Recent ClaimDec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 127 Gray Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA BARBARA WATER DEPARTMENT
serves 93,334 people · EPA ID CA4210010
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Frontier, GeoLinks, T-Mobile, Verizon.

Nearby Properties on Gray Ave

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