127 Grannys Garden Rd, Libby, MT 59923 Property Records

Lincoln County property record for 127 Grannys Garden Rd, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,820 sqft · built 1969
Lot Size	5.5 acres (239,580 sqft)
Owner	2 Individual Names on File
Last Sale	$261,545 (Apr 2026)
Tax Bill	$4,080 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2020 Mortgage + 1 more
APN	`R563581`

Property Details

APN / Parcel Number

Primary APN	`R563581`
Alternative APNs	`56-4175-25-2-13-03-0000` `0000003148`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,820 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	239,580 sqft (5.5 acres)
Garage Type	Mixed
Garage Area	1,600 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	290 sqft
Gazebo	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000003148
Street Address	127 GRANNYS GARDEN RD
City	LIBBY
State	MT
Zip	59923-8208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S25, T30 N, R31 W, ACRES 5.5, TRS 1CCC & 1CCD IN SWNW
Legal Range	31W
Legal Township	30N
Legal Section	25
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	2
Census Block	2029
Census Tract	100

Owner

127 Grannys Garden Rd is owned by two individuals who bought it in April 2026.

Source: Lincoln County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 669, LIBBY, MT 59923-0669
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CREDIT UNION
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 23, 2022	Warranty Deed, Transfer · VA Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Sep 23, 2022 · Amount on File
Deed Document Number	2026320648
Deed Book / Page	414 / 626
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Apr 23, 2026
Property Address	127 GRANNYS GARDEN RD, LIBBY, MT 59923-8208
Document Number	0000320648
Book / Page	414 / 626
Instrument Date	Apr 20, 2026
Instrument	2026320648
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	TITLE ESCROW, FLYING S TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	000414/627,
Date	Apr 23, 2026
Instrument	2026320649

Lender

Name	WHITEFISH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	127 GRANNYS GARDEN RD, LIBBY, MT 59923-8208
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000384/801
Date	Sep 17, 2020
Book Page	384/801
Instrument	287953

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Sep 23, 2022
Property Address	127 GRANNYS GARDEN RD, LIBBY, MT 59923-8208
Document Number	000398/859
Book / Page	398 / 859
Map Reference	PL 1746
Instrument Date	Sep 22, 2022
Instrument	302876
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 GRANNYS GARDEN RD, LIBBY, MT 59923-8208

Mortgage

Document Number	0000302877
Date	Sep 23, 2022
Instrument	302877

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 127 Grannys Garden Rd was $4,080.

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,080.00	$462,700 (-)
2025	Disabled Person's exemption Veteran's exemption	$462,700	$462,700 Land $135,550 Building $327,150
2023		$363,200	$363,200 Land $60,750 Building $302,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 127 Grannys Garden Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Grannys Garden Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 63% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Cable	1,000 / 50

May also be available: Inland Cellular.

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