127 Gracecroft Dr, Havre De Grace, MD 21078 Property Records

Harford County property record for 127 Gracecroft Dr, Havre De Grace, MD 21078

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,312 sqft · built 1997
Lot Size	0.039 acres (1,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Oct 2022)
Tax Bill	$2,253 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-054641`

Property Details

APN / Parcel Number

Primary APN	`06-054641`
Alternative APNs	`6054641` `054641`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,312 sqft Total Area
Basement Area	490 sqft
Finished Basement	490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,700 sqft (0.039 acres)
Deck Area	224 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	054641
Street Address	127 GRACECROFT DR
City	HAVRE DE GRACE
State	MD
Zip	21078-2553
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LOT 25 1700 SF 127 GRACECROFT DRIVE GRACECROFT S1 PT 80/61
Legal Subdivision	SECTION I PLAT II VILLAGE GRACROFT
Legal Lot Number	25
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	3
Census Block	3009
Census Tract	306400

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	223 THUNDER GULCH CIR, HAVRE DE GRACE, MD 21078-2354
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jun 29, 2021	Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Jun 22, 2021	Intrafamily Transfer, Transfer
Jun 22, 2021	Intrafamily Transfer, Transfer
Jun 22, 2021	Intrafamily Transfer, Transfer
Aug 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	Jun 29, 2021 · Amount on Record
Deed Book / Page	15723 / 144
Prior Transfer Date	Feb 4, 2021
Prior Transfer Doc	0148480060
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 31, 2022
Property Address	127 GRACECROFT DR, HAVRE DE GRACE, MD 21078-2553
Document Number	0157230144
Book / Page	15723 / 144
Map Reference	MB CGH 80 FO 61
Instrument Date	Oct 11, 2022
Transaction Type	Transfer
Record Updated	Nov 10, 2022
Title Company	NOT AVAILABLE, CERTIFIED TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	223 THUNDER GULCH CIR, HAVRE DE GRACE, MD 21078-2354

Mortgage

Document Number	0157230148
Date	Oct 31, 2022
Instrument	15723-0148

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 29, 2021
Property Address	127 GRACECROFT DR, HAVRE DE GRACE, MD 21078-2553
Document Number	0148720202
Book / Page	14872 / 202
Map Reference	MB CGH 80 FO 61
Instrument Date	Jun 22, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LIBERTY TITLE, LIBERTY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 GRACECROFT DR, HAVRE DE GRACE, MD 21078-2553

Mortgage

Document Number	0014872211
Date	Jun 29, 2021
Instrument	14872/211

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Jun 22, 2021
Property Address	127 GRACECROFT DR, HAVRE DE GRACE, MD 21078-2553
Document Number	0148480055
Book / Page	14848 / 55
Map Reference	MB CGH 80 FO 61
Instrument Date	Feb 4, 2021
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 GRACECROFT DR, HAVRE DE GRACE, MD 21078-2553

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Jun 22, 2021
Property Address	127 GRACECROFT DR, HAVRE DE GRACE, MD 21078-2553
Document Number	0148480060
Book / Page	14848 / 60
Map Reference	MB CGH 80 FO 61
Instrument Date	Feb 4, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	127 GRACECROFT DR, HAVRE DE GRACE, MD 21078-2553

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Jun 22, 2021
Property Address	127 GRACECROFT DR, HAVRE DE GRACE, MD 21078-2553
Document Number	0148480050
Book / Page	14848 / 50
Map Reference	MB CGH 80 FO 61
Instrument Date	Nov 16, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 GRACECROFT DR, HAVRE DE GRACE, MD 21078-2553
Investor	Possibly a Property Investor

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 20, 2019
Property Address	127 GRACECROFT DR, HAVRE DE GRACE, MD 21078-2553
Document Number	0134030006
Book / Page	013403 / 000006
Instrument Date	Jun 21, 2019
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	127 GRACECROFT DR HAVRE DE GRACE MD 210782553, HAVRE DE GRACE, MD 21078-2553

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,253.00 (+38.14%)	$236,433 (+16.03%)	$269,100 (-) Land $70,000 Building $199,100
2025	$1,631.00 (+2.71%)	$203,767 (+20.67%)	$269,100 (+57.28%) Land $70,000 Building $199,100
2023		$168,867	$171,100 Land $56,000 Building $115,100
2022	$1,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2013–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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