Effingham County property record for 127 Golden Oak Dr, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,758 sqft · built 1996 |
| Lot Size | 0.683 acres (29,792 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,744 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0435C-009-000 |
| Primary APN | 0435C-009-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,758 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 29,792 sqft (0.683 acres) |
| Garage Area | 504 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 66 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16222 |
|---|---|
| Street Address | 127 GOLDEN OAK DR |
| City | GUYTON |
| State | GA |
| Zip | 31312-6266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 9 |
| Legal Subdivision | WHITEHALL |
| Legal Lot Number | 9 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 30301 |
127 Golden Oak Dr is owned and occupied by two individuals who acquired it in July 2026.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1913 E 62ND ST, SAVANNAH, GA 31404-5603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Jul 15, 2026 | Limited Warranty Deed, Transfer |
| May 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2026 |
| Deed Sale | Jul 15, 2026 |
| Prior Sale | Oct 19, 2015 |
| Deed Document Number | 20266226 |
| Deed Book / Page | 3057 / 416 |
| Prior Transfer Date | Jul 7, 2014 |
| Prior Transfer Doc | 0002253/45 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 29, 2026 |
| Property Address | 127 GOLDEN OAK DR, GUYTON, GA 31312-6266 |
| Document Number | 3059000899 |
| Book / Page | 3059 / 899 |
| Instrument Date | Jul 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 127 GOLDEN OAK DR, GUYTON, GA 31312-6266 |
| Document Number | 3059000899, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 3059/899 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 15, 2026 |
| Property Address | 127 GOLDEN OAK DR, GUYTON, GA 31312-6266 |
| Document Number | 0000006226 |
| Book / Page | 3057 / 416 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20266226 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1913 E 62ND ST, SAVANNAH, GA 31404-5603 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 127 GOLDEN OAK DR, GUYTON, GA 31312-6266 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2403/688 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 2403/688 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 127 Golden Oak Dr was $2,744 with exemptions applied, up 11.1% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,958 (-22.17%) Land $22,800 Building $82,158 | $262,394 (-22.17%) Land $57,000 Building $205,394 | |
| 2025 | $2,744.00 (+11.14%) Homeowner's exemption Senior Citizen's exemption | $134,861 (+17.43%) Land $22,800 Building $112,061 | $337,152 (+17.43%) Land $57,000 Building $280,152 |
| 2024 | $2,469.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $114,841 Land $22,800 Building $92,041 | $287,102 Land $57,000 Building $230,102 |
| 2022 | $2,141.00 Homeowner's exemption | $79,514 Land $18,800 Building $60,714 | $198,786 Land $47,000 Building $151,786 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Golden Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 2 (2002–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Golden Oak Dr is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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