127 Gilbert Ct, Florence, AL 35630 Property Records

Lauderdale County property record for 127 Gilbert Ct, Florence, AL 35630

Property Summary

Property Type	Duplex
Details	3 ba · 1,674 sqft · built 1930
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on File
Tax Bill	$1,282 (2025)
Deeds & Mortgages	Nov 2022 Sale Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-02-03-4-005-082-000`

Property Details

APN / Parcel Number

Primary APN	`24-02-03-4-005-082-000`
Alternative APNs	`095277` `105028` `61581` `95277`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,674 sqft Living Area
1st Floor Area	837 sqft
2nd Floor Area	837 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Account Number	105028
Street Address	127 GILBERT CT
City	FLORENCE
State	AL
Zip	35630-3017
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02
Legal Description	39.75 X 130 IRR LOT BEING PT OF SW/4 OF SE/4 OF SEC 03 T3S R11W .12 AC/C
Legal Range	11W
Legal Township	03S
Legal Section	03
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2013
Census Tract	10400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the College Place Historic District listed 1995 · 70 contributing resources · NRIS 94001547

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

127 Gilbert Ct, a duplex, is owned by an individual who acquired it in November 2022.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7601 COUNTY ROAD 73, FLORENCE, AL 35634-4102
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Survivorship Deed, Transfer
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit BANK INDEPENDENT
Dec 11, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK INDEPENDENT
Oct 7, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2022
Deed Sale	Nov 29, 2022
Prior Sale	Dec 11, 2020 · Amount on File
Deed Document Number	0202261677
Deed Book / Page	2022 / 61677
Record Updated	Jun 8, 2026

November 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Nov 29, 2022
Property Address	127 GILBERT CT, FLORENCE, AL 35630-3017
Document Number	2022/61677
Book / Page	2022 / 61677
Instrument Date	Nov 16, 2022
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7601 COUNTY ROAD 73, FLORENCE, AL 35634-4102

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7601 COUNTY ROAD 73, FLORENCE, AL 35634-4102

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	127 GILBERT CT, FLORENCE, AL 35630-3017
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/55367
Date	Oct 13, 2022
Book Page	2022/55367

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2052

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Dec 11, 2020
Property Address	127 GILBERT CT, FLORENCE, AL 35630-3017
Document Number	2020/69416
Book / Page	2020 / 69416
Instrument Date	Dec 11, 2020
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3535 COUNTY ROAD 62, 3535, FLORENCE, AL 35633-0209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7601 COUNTY ROAD 73, FLORENCE, AL 35634-4102

Mortgage

Document Number	202069418202069418
Date	Dec 11, 2020
Instrument	2020/69418202069418

Lender

Name	BANK INDEPENDENT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Oct 7, 2020
Property Address	127 GILBERT CT, FLORENCE, AL 35630-3017
Document Number	2020/54445
Book / Page	2020 / 54445
Instrument Date	Oct 7, 2020
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3535 COUNTY ROAD 62, 3535, FLORENCE, AL 35633-0209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7723 DR KENNEDY DR, FLORENCE, AL 35634-2270

Tax Assessment & Valuation

The 2025 property tax bill for 127 Gilbert Ct was $1,282, up 6.9% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,282.00 (+6.92%)	$26,180 (+6.94%)	$131,640 (+7.51%) Land $4,100 Building $127,540
2024	$1,199.00 (+11.85%)	$24,480 (+3,848.39%) Land $680 Building $23,800	$122,440 (+11.94%) Land $3,400 Building $119,040
2023	$1,072.00 (+17.54%)	$620 (-96.67%) Land $620	$109,380 (+17.49%) Land $3,100 Building $106,280
2022	$912.00	$18,620	$93,100 Land $3,400 Building $89,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Gilbert Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Gilbert Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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