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127 Gardner Pl, Saint Charles, MO 63301 Property Records

St. Charles County property record for 127 Gardner Pl, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 4,306 sqft · built 2002
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on File
Last Sale$70,000 (Aug 2002)
Deeds & MortgagesJan 2023 Transfer
Dec 2018 Transfer
Flood ZoneZone X (minimal risk)
APNA885000043

Property Details

APN / Parcel Number

Primary APNA885000043
Alternative APN
  • 5-0079-6241-00-0023.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area4,306 sqft Living Area
Gross Area6,207 sqft
1st Floor Area2,706 sqft
Basement Area2,682 sqft
Finished Basement1,600 sqft
Unfinished Basement1,082 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area16,988 sqft (0.39 acres)
Garage TypeAttached
Garage Area819 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area239 sqft

Location & Zoning

Account NumberA885000043
Street Address127 GARDNER PL
CitySAINT CHARLES
StateMO
Zip63301-4582
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGOVERNOR PL #2 LOT 23
Legal SubdivisionGOVERNOR PL #2
Legal Lot Number23
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group1
Census Block1007
Census Tract310602

Owner

127 Gardner Pl is owned and occupied by two individuals who acquired it in December 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address127 GARDNER PL, SAINT CHARLES, MO 63301-4582
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2023Intrafamily Transfer, Transfer
Dec 21, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2002 · Amount on File
Deed SaleAug 6, 2002 · Amount on File
Prior SaleJun 5, 1997 · Amount on File
Deed Document Number200272025
Deed Book / Page2969 / 248
Last Transfer DateDec 28, 2022
Transfer Doc0000000646
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateJan 6, 2023
Property Address127 GARDNER PL, SAINT CHARLES, MO 63301-4582
Document Number0000000646
Map ReferenceMB 27 PG 18
Instrument DateDec 28, 2022
Instrument2023R-000646
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 GARDNER PL, SAINT CHARLES, MO 63301-4582
Mail Care OfMR AND MRS DANIEL A PLACKEMEIER

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateDec 21, 2018
Property Address127 GARDNER PL, SAINT CHARLES, MO 63301-4582
Document Number0070172016
Book / Page007017 / 002016
Instrument DateDec 21, 2018
Instrument712730
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address127 GARDNER PL ST CHARLES MO 633014582, ST CHARLES, MO 63301-4582

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$124,398$654,733 Land $115,500 Building $539,233
2023$112,782
2022$593,589 Land $99,000 Building $494,589

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Gardner Pl in Zone X, an area of minimal flood risk, though there have been 61 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims61 (1979–2022)
Claims Outside the SFHA16 of 61
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 10 claims
  • Flooding, Jun 2011 · 6 claims
  • Severe Storms & Flooding, Jul 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Gardner Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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