Williamson County property record for 127 Gallagher Dr, Franklin, TN 37064
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 2,886 sqft · built 2001 |
| Lot Size | 0.225 acres (9,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $749,750 (Sep 2023) |
| Tax Bill | $4,494 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Sep 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090F-D-036.00-000 |
| Primary APN | 090F-D-036.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,886 sqft Living Area |
| Gross Area | 3,458 sqft |
| 1st Floor Area | 2,574 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 9,800 sqft (0.225 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Driveway | Driveway |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 127 GALLAGHER DR |
|---|---|
| City | FRANKLIN |
| State | TN |
| Zip | 37064-5771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD POLK PLACE SEC 9 PB 29 PG 150 LOT 0313 |
| Legal Subdivision | POLK PLACE |
| Legal Lot Number | 0313 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 11 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 50906 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Franklin Battlefield listed 1966 · 10 contributing resources · National Historic Landmark (designated 1960) · NRIS 66000734 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
127 Gallagher Dr is owned and occupied by two individuals who bought it in September 2023.
Source: Williamson County records, as of October 20, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 127 GALLAGHER DR, FRANKLIN, TN 37064-5771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed of Trust, Mortgage · Line of Credit LIBERTY FCU |
| Sep 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CAPSTAR BANK |
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAPSTAR BANK |
| Aug 13, 2019 | Correction Deed · Conventional Mortgage CAPSTAR BANK |
| Nov 1, 2017 | Warranty Deed, Transfer · FHA Mortgage FARMINGTON MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2023 · Amount on File |
| Deed Sale | Sep 15, 2023 · Amount on File |
| Prior Sale | Nov 1, 2017 · Amount on File |
| Deed Document Number | 202326940 |
| Deed Book / Page | 9333 / 962 |
| Prior Transfer Date | Aug 7, 2019 |
| Prior Transfer Doc | 0077080833 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 127 GALLAGHER DR, FRANKLIN, TN 37064-5771 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0094340969 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | 9434/969 |
| Instrument | 24006689 |
| Name | LIBERTY FCU |
|---|---|
| Type | Credit Union |
| Address | EVANSVILLE, IN 47715 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 15, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Sep 15, 2023 |
| Property Address | 127 GALLAGHER DR, FRANKLIN, TN 37064-5771 |
| Document Number | 0093330962 |
| Book / Page | 9333 / 962 |
| Map Reference | MB 29 PG 150 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 23026940 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | LAND TITLE SOUTH INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,774.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 GALLAGHER DR, FRANKLIN, TN 37064-5771 |
| Document Number | 0023026941 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 23026941 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 127 GALLAGHER DR, FRANKLIN, TN 37064-5771 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0089450716 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 8945/716 |
| Instrument | 22013242 |
| Name | CAPSTAR BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 127 GALLAGHER DR, FRANKLIN, TN 37064-5771 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Title Company | HOMESITE TITLE, HOMESTED TITLE |
| Name | Verified Name |
|---|
| Document Number | 0084500443 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 8450/443 |
| Instrument | 21013253 |
| Name | CAPSTAR BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Aug 13, 2019 |
| Property Address | 127 GALLAGHER DR, FRANKLIN, TN 37064-5771 |
| Document Number | 0077080833 |
| Book / Page | 7708 / 0833 |
| Map Reference | MB 29 PG 150 |
| Instrument Date | Aug 7, 2019 |
| Instrument | 19031727 |
| Record Updated | Feb 8, 2022 |
| Title Company | HOMESTEAD TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 GALLAGHER DR, FRANKLIN, TN 37064-5771 |
| Document Number | 0019031728 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 19031728 |
| Name | CAPSTAR BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Nov 1, 2017 |
| Property Address | 127 GALLAGHER DR, FRANKLIN, TN 37064-5771 |
| Document Number | 0072190417 |
| Book / Page | 7219 / 0417 |
| Map Reference | MB29 PG150 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 17045034 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | LAND TITLE SOUTH INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,738.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 127 GALLAGHER DR, FRANKLIN, TN 37064-5771 |
| Document Number | 0017045035 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 17045035 |
| Name | FARMINGTON MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 127 Gallagher Dr was $4,494, up 16.1% from the year before.
Source: Williamson County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Municipality | Franklin City |
| Elementary School District | Franklin Special School District (PK - 08) |
| Secondary School District | Williamson County School District in Franklin (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,494.00 (+16.12%) | $217,800 Land $60,000 Building $157,800 | $871,200 Land $240,000 Building $631,200 |
| 2024 | $3,870.00 (+4.03%) | ||
| 2023 | $3,720.00 | $136,675 (-) Land $32,500 Building $104,175 | $546,700 (-) Land $130,000 Building $416,700 |
| 2022 | $3,720.00 | $136,675 Land $32,500 Building $104,175 | $546,700 Land $130,000 Building $416,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 127 Gallagher Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 4 (1994–2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Gallagher Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Communications Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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