127 Front St, Philo, OH 43771 Property Records

Muskingum County property record for 127 Front St, Philo, OH 43771 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2013
Square Footage	1,320 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	576 sqft
Occupancy	Owner Occupied
Tax Bill	$1,670.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`20-20-04-16-000`
Alternative APN	`009969-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,320 sqft Living Area
1st Floor	896 sqft 1st Floor
Attic Area	884 sqft Attic
Attic	1 Attic
Basement Area	442 sqft Basement
Unfinished Basement	442 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2013
Architectural Style	Conventional Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	132 ft x 66 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	576 sqft Garage
Deck Area	264 sqft Deck
Patio Area	208 sqft Patio
Porch Area	336 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage

Location & Zoning

Account Number	009969-0
Street Address	127 FRONT ST
City	PHILO
State	OH
Zip	43771-9740
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 4 SQ 2 PHILO 66 X 132
Legal Subdivision	VILLAGE/TAYLORSVILLE
Legal Lot Number	4
Jurisdiction	MUSKINGUM OH
Minor Civil Division	HARRISON
Census Blockgroup	2
Census Block	2014
Census Tract	912500

Owner

Source: Muskingum County records · APN 20-20-04-16-000

Assessment roll updated March 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	127 FRONT ST, PHILO, OH 43771-9740
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 03, 2025	Deed of Trust, Mortgage · Veterans Administration Mortgage INDEPENDENCE HOME LOANS LLC
Mar 27, 2026	Intrafamily Transfer, Transfer · Veterans Administration Mortgage INDEPENDENCE HOME LOANS LLC
Sep 09, 2022	Warranty Deed, Transfer · Veterans Administration Mortgage FIRST OHIO HOME FINANCE INC
Oct 20, 2017	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2026
Deed Sale	Mar 27, 2026
Prior Sale	Sep 09, 2022 · Amount on Record
Deed Doc Number	2026
Deed Book / Page	3332 / 64
Prior Transfer Date	Mar 17, 2026
Prior Transfer Doc	0003332/64
Record Refreshed	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKINGUM OH
Property Address	127 FRONT ST, PHILO, OH 43771-9740
Transaction Type	Mortgage
Record Updated	Apr 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 FRONT ST, PHILO, OH 43771-9740

Mortgage

Document Number	0003279/78
Date	Jul 03, 2025
Book Page	3279/78

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Mortgage Company
Address	1375 N SCOTTSDALE RD STE 100, SCOTTSDALE, AZ 85257

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2055

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSKINGUM OH
Recording Date	Mar 27, 2026
Property Address	127 FRONT ST, PHILO, OH 43771-9740
Document Number	0003332/64
Book / Page	3332 / 64
Map Reference	MB A-O PG 182
Instrument Date	Mar 17, 2026
Transaction Type	Transfer
Record Updated	Apr 08, 2026
Title Company	IN TITLE, FIN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 FRONT ST, PHILO, OH 43771-9740

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	127 FRONT ST, PHILO, OH 43771-9740

Mortgage

Document Number	0000333267
Date	Mar 27, 2026
Instrument	3332/67

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKINGUM OH
Recording Date	Sep 09, 2022
Property Address	127 FRONT ST, PHILO, OH 43771-9740
Document Number	003101/629
Book / Page	3101 / 629
Instrument Date	Aug 31, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 COUNTY LINE RD W STE 200, 200, WESTERVILLE, OH 43082-6062

Mortgage

Document Number	0003101631
Date	Sep 09, 2022
Instrument	3101/631

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKINGUM OH
Recording Date	Oct 20, 2017
Property Address	127 FRONT ST, PHILO, OH 43771-9740
Document Number	002752/621
Book / Page	2752 / 621
Instrument Date	Oct 19, 2017
Instrument	201700010516
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	127 FRONT ST, PHILO, OH 43771-9740

Mortgage

Document Number	201700010517
Date	Oct 20, 2017
Instrument	201700010517

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Muskingum County records · Assessment roll updated March 5, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Muskingum County
County Subdivision	Harrison Township
Municipality	Philo Village
Unified School District	Franklin Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,670.00 (+9.29%)	$49,035 (+28.53%) Land $3,395 Building $45,640
2024			$140,100 (+28.53%) Land $9,700 Building $130,400
2023	$1,528.00 (+4.87%)	$38,150 (-) Land $2,765 Building $35,385
2022	$1,457.00	$38,150 Land $2,765 Building $35,385
2021			$109,000 Land $7,900 Building $101,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Muskingum County (39119C), updated July 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

127 Front St, Philo, OH 43771 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2026: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Front St

Nearby Streets

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