127 Franklin Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 127 Franklin Rd, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,667 sqft · built 1987
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Dec 2020)
Tax Bill$4,792 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-000-90034801

Property Details

APN / Parcel Number

Primary APN02-000-90034801
Alternative APNs
  • 200090034801
  • 00090034801

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,667 sqft Living Area
1st Floor Area1,163 sqft
Basement Area504 sqft
Finished Basement504 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area23,958 sqft (0.55 acres)
Deck Area176 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number00090034801
Street Address127 FRANKLIN RD
CityANNAPOLIS
StateMD
Zip21401-1037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.5564 ACRE ANNAPOLIS
Legal SubdivisionANNAPOLIS
Legal Block1
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1002
Census Tract702703

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address127 FRANKLIN RD, ANNAPOLIS, MD 21401-1037
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2022Deed of Trust, Mortgage · VA Mortgage
MOVEMENT MORTGAGE
Dec 15, 2020Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2020 · Amount on Record
Deed SaleDec 15, 2020 · Amount on Record
Prior SaleMar 16, 2012 · Amount on Record
Deed Book / Page35801 / 85
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address127 FRANKLIN RD, ANNAPOLIS, MD 21401-1037
Transaction TypeMortgage
Record UpdatedFeb 24, 2022
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0383470200
DateFeb 9, 2022
Book Page38347/200
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateDec 15, 2020
Property Address127 FRANKLIN RD, ANNAPOLIS, MD 21401-1037
Document Number0358010085
Book / Page35801 / 85
Map ReferenceLB 4011 FO 641
Instrument DateNov 16, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyLAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$7,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address127 FRANKLIN RD, ANNAPOLIS, MD 21401-1037

Mortgage

Document Number3580193
DateDec 15, 2020
Instrument35801/93
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$497,167 (+29.92%)$633,500 (+47.67%) Land $426,500 Building $207,000
2025$4,792.00 (+19.14%)
2023$4,022.00 Homeowner's exemption$382,667$429,000 Land $240,500 Building $188,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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