Surry County property record for 127 Forest Ln, State Road, NC 28676
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,448 sqft · built 1974 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Sep 2017) |
| Tax Bill | $1,386 (2026) |
| Deeds & Mortgages | Sep 2020 Refinance Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4963-01-08-7248 |
| Primary APN | 4963-01-08-7248 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| 1st Floor Area | 1,448 sqft |
| Basement Area | 1,448 sqft |
| Unfinished Basement | 1,448 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Width | 189 ft Width |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 28 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100109410 |
|---|---|
| Street Address | 127 FOREST LN |
| City | STATE ROAD |
| State | NC |
| Zip | 28676-9248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR |
| Legal Description | LOT 10 & P/O 9 ALLEN WOODS VILLAGE |
| Legal Subdivision | ALLEN WOODS-OAK LN |
| Legal Lot Number | 10 |
| Jurisdiction | SURRY NC |
| Township / Civil Division | ELKIN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 930902 |
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 127 FOREST LN, STATE ROAD, NC 28676-9248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NEUSE INC |
| Sep 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2017 · Amount on Record |
| Deed Sale | Sep 14, 2017 · Amount on Record |
| Prior Sale | Jul 13, 2010 · Amount on Record |
| Deed Book / Page | 1607 / 182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 127 FOREST LN, STATE ROAD, NC 28676-9248 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001724/803 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 1724/803 |
| Instrument | 675879 |
| Name | NEUSE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Sep 14, 2017 |
| Property Address | 127 FOREST LN, STATE ROAD, NC 28676-9248 |
| Document Number | 01607/0182 |
| Book / Page | 1607 / 0182 |
| Instrument Date | Sep 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 FOREST LN, STATE ROAD, NC 28676-9248 |
| Document Number | 01607/0185 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 1607/0185 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Elkin City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,386.00 (+3.98%) | $206,680 (-12.18%) Land $30,800 Building $175,880 | $206,680 (-12.18%) Land $30,800 Building $175,880 |
| 2025 | $1,333.00 (+16.93%) | $235,350 (+13.87%) Land $30,800 Building $204,550 | $235,350 (+13.87%) Land $30,800 Building $204,550 |
| 2023 | $1,140.00 | $206,680 Land $30,800 Building $175,880 | $206,680 Land $30,800 Building $175,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLEN WOODS VILLAGE private · serves 81 people · EPA ID NC0286144 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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