127 Flat Rock Dr, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 127 Flat Rock Dr, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,220 sqft · built 1965
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Feb 2022)
Tax Bill	$12,104 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`D200003`

Property Details

APN / Parcel Number

Primary APN	`D200003`
Alternative APN	`RIDG M:D20 B:0003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Basement Area	1,056 sqft
Unfinished Basement	106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1996
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,321 sqft (1.27 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	D200003
Street Address	127 FLAT ROCK DR
City	RIDGEFIELD
State	CT
Zip	06877-5311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	3
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	2
Census Block	2018
Census Tract	245400

Owner

Source: Ridgefield Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 FLAT ROCK DR, RIDGEFIELD, CT 06877-5311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERISAVE MORTGAGE CORP
Jun 30, 2017	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Book / Page	1139 / 404
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Feb 23, 2022
Property Address	127 FLAT ROCK DR, RIDGEFIELD, CT 06877-5311
Document Number	001139-404
Book / Page	1139 / 404
Instrument Date	Feb 17, 2022
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	92 BURWOOD AVE, STAMFORD, CT 06902-7740

Mortgage

Document Number	0001139406
Date	Feb 23, 2022
Instrument	1139/406

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Jun 30, 2017
Property Address	127 FLAT ROCK DR, RIDGEFIELD, CT 06877-5311
Document Number	1049-1068
Book / Page	1049 / 1068
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	10491071
Date	Jun 30, 2017
Instrument	01049/1071

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 30, 2047

Tax Assessment & Valuation

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,104.00	$441,910 (-) Land $252,000 Building $189,910	$309,337 Land $176,400 Building $132,937
2024	$12,104.00 (+6.12%)
2023	$11,406.00 (+19.02%)	$441,910 (+31.11%) Land $252,000 Building $189,910
2022	$9,583.00	$337,060 Land $176,400 Building $160,660

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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