127 Fieldstone Dr, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 127 Fieldstone Dr, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,972 sqft · built 2015
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$339,000 (Jan 2016)
Tax Bill$12,129 (2026)
Deeds & MortgagesOct 2020 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN422400 60.16-1-65

Property Details

APN / Parcel Number

Primary APN422400 60.16-1-65
Alternative APN
  • 240006001600010650000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,972 sqft Living Area
1st Floor Area1,034 sqft
2nd Floor Area938 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions110 ft deep x 68.4 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address127 FIELDSTONE DR
CitySCHENECTADY
StateNY
Zip12304-5413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionFIELDSTONE DRIVE
Legal Block1
Legal Lot Number65.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group3
Census Block3006
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1127 CLUTE CREST LN, SCHENECTADY, NY 12309-4955
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
CCFCU FUNDING LLC
Oct 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
CCFCU FUNDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2016 · Amount on Record
Deed SaleJan 7, 2016 · Amount on Record
Deed Document Number2016727
Deed Book / Page1929 / 134
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address127 FIELDSTONE DR, SCHENECTADY, NY 12304-5413
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 CREST DRIVE, SCHENECTADY, NY 12309

Mortgage

Document Number0000033554
DateOct 27, 2020
Book Page5034/174
Instrument202033554
Lender
NameCCFCU FUNDING LLC
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address127 FIELDSTONE DR, SCHENECTADY, NY 12304-5413
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 CLUTE CREST LN, SCHENECTADY, NY 12309-4955

Mortgage

Document Number0000033553
DateOct 27, 2020
Book Page5034/157
Instrument202033553
Lender
NameCCFCU FUNDING LLC
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,129.00 (+2.95%)
2025$11,781.00$340,000 (-) Land $56,000 Building $284,000$503,700 (+17.03%) Land $82,962 Building $420,738
2023$340,000 Land $56,000 Building $284,000$430,400 Land $70,889 Building $359,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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