127 Falling Waters Dr, Falling Waters, WV 25419 Property Records

Berkeley County property record for 127 Falling Waters Dr, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,160 sqft · built 1980
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Jan 2020)
Tax Bill	$1,415 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-6A-0045.0000`

Property Details

APN / Parcel Number

Primary APN	`02-6A-0045.0000`
Alternative APNs	`02-02-6A-0045.0000` `07089660`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,644 sqft
Basement Area	308 sqft
Finished Basement	308 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Attached
Garage Area	780 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	07089660
Street Address	127 FALLING WATERS DR
City	FALLING WATERS
State	WV
Zip	25419-4800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.05 ACRE LOT 18 SECTION B POTOMAC HEIGHTS S-D
Legal Subdivision	POTOMAC HEIGHTS SUB
Legal Lot Number	18
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1003
Census Tract	971104

Owner

127 Falling Waters Dr is owned and occupied by two individuals who bought it in January 2020.

Source: Berkeley County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	127 FALLING WATERS DR, FALLING WATERS, WV 25419-4800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC
Dec 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on File
Deed Sale	Jan 6, 2020 · Amount on File
Deed Document Number	2020350
Deed Book / Page	1274 / 107
Record Updated	Sep 20, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Jan 6, 2020
Property Address	127 FALLING WATERS DR, FALLING WATERS, WV 25419-4800
Document Number	1274/107
Book / Page	1274 / 107
Map Reference	BK 1017 PG 22
Instrument Date	Dec 30, 2019
Instrument	20200000350
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,324.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003451/515
Date	Jan 6, 2020
Book Page	3451/515
Instrument	20200000351

Lender

Name	EMBRACE HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	127 FALLING WATERS DR, FALLING WATERS, WV 25419-4800
Transaction Type	Mortgage
Record Updated	Dec 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3439/168
Date	Dec 4, 2019
Book Page	3439/168
Instrument	20190036676

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Nov 13, 2059

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 127 Falling Waters Dr was $1,415.

Source: Berkeley County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,415.00	$116,400 Land $42,060 Building $74,340	$194,000 Land $70,100 Building $123,900
2023	$1,425.00	$112,800 Land $38,520 Building $74,280	$188,000 Land $64,200 Building $123,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Falling Waters Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Falling Waters Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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