127 Eufaula St, Gulf Breeze, FL 32561 Property Records

Santa Rosa County property record for 127 Eufaula St, Gulf Breeze, FL 32561

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 4,849 sqft · built 2023
Lot Size	0.688 acres (30,000 sqft)
Owner	2 Individual Names on File
Last Sale	$865,000 (Oct 2018)
Tax Bill	$23,779 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`06-3S-29-0540-03600-018A`

Property Details

APN / Parcel Number

Primary APN	`06-3S-29-0540-03600-018A`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	4,849 sqft Heated Area
1st Floor Area	5,461 sqft
Upper Floors Area	1,101 sqft
Attic	Attic
Attic Area	112 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Shingle
Lot Area	30,000 sqft (0.688 acres)
Lot Dimensions	3,000 ft deep x 1,000 ft wide
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	063S29054003600018A
Street Address	127 EUFAULA ST
City	GULF BREEZE
State	FL
Zip	32561-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Description	CASABLANCA RESUB PARCEL #2 LOT 18A BLK 36 & THAT PART OF SAND BEACH PARK LYING & BEING BETWEEN SLY LINE OF LOT 18A & HIGH
Legal Range	29W
Legal Township	03S
Legal Section	06
Legal Subdivision	CASABLANCA/ALL PHASE
Legal Block	36
Legal Lot Number	18A
Jurisdiction	SANTA ROSA FL
Township / Civil Division	GULF BREEZE
Census Block Group	3
Census Block	3001
Census Tract	10900

Owner

127 Eufaula St is owned and occupied by two individuals who bought it in October 2018.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	127 EUFAULA ST, GULF BREEZE, FL 32561-4109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage LUXURY MORTGAGE CORPORATION
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Oct 8, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2018 · Amount on File
Deed Sale	Oct 8, 2018 · Amount on File
Prior Sale	Jul 14, 2010
Deed Document Number	201843382
Deed Book / Page	3772 / 1540
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 2, 2026
Property Address	127 EUFAULA ST, GULF BREEZE, FL 32561-4109
Document Number	0000016418
Book / Page	4727 / 923
Instrument Date	Mar 26, 2026
Instrument	202616418
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 EUFAULA ST, GULF BREEZE, FL 32561-4109

Mortgage

Document Number	0000016418,
Date	Apr 2, 2026
Book Page	4727/923
Instrument	202616418

Lender

Name	LUXURY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	127 EUFAULA ST, GULF BREEZE, FL 32561-4109
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3921 ARBOR LAKE DR W, JACKSONVILLE, FL 32225-7628

Mortgage

Document Number	0042241110
Date	Dec 22, 2021
Book Page	4224/1110
Instrument	202184610

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 8, 2018
Property Address	127 EUFAULA ST, GULF BREEZE, FL 32561-4109
Document Number	0037721540
Book / Page	003772 / 001540
Instrument Date	Oct 4, 2018
Instrument	43382
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$6,055.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3921 ALHAMBRA DR W JACKSONVILLE FL 322076062, JACKSONVILLE, FL 32207-6062

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Gulf Breeze City
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$23,779.00 (+102.17%) Homeowner's exemption	$1,821,482 (+100.27%)	$2,145,429 (+135.89%) Land $909,500 Building $1,235,929
2023	$11,762.00 (+7.41%)	$909,500 (+6.25%) Land $909,500	$909,500 (+6.25%) Land $909,500
2022	$10,951.00	$856,000	$856,000 Land $856,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Eufaula St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 193 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	209 units insured incl. 16 condo units
Nearby Flood Claims	294 (1979–2023)
Claims Outside the SFHA	36 of 294
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 43 claims Hurricane Frances, Sep 2004 · 141 claims Hurricane Opal, Oct 1995 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Eufaula St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GULF BREEZE REGIONAL WATER SYSTEM serves 17,596 people · EPA ID FL1570316
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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