127 Elys Ferry Rd, Old Lyme, CT 06371 Property Records

Lyme Town property record for 127 Elys Ferry Rd, Old Lyme, CT 06371

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,217 sqft · built 1900
Lot Size	8.42 acres (366,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$643,333 (Jun 2022)
Tax Bill	$9,861 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYME M:16 L:9`

Property Details

APN / Parcel Number

Primary APN	`LYME M:16 L:9`
Alternative APN	`14800550`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,217 sqft Living Area
Gross Area	3,682 sqft
Basement Area	440 sqft
Unfinished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	366,775 sqft (8.42 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	14800550
Street Address	127 ELYS FERRY RD
City	OLD LYME
State	CT
Zip	06371-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	9
Jurisdiction	LYME CT
Township / Civil Division	LYME
Census Block Group	3
Census Block	3015
Census Tract	650100

Owner

Source: Lyme Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 ELYS FERRY RD, OLD LYME, CT 06371-3410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit T2 FINANCIAL LLC
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit FEDERAL HOUSING AUTHORITY
Jun 24, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on Record
Deed Sale	Jun 24, 2022 · Amount on Record
Prior Sale	Dec 17, 2008 · Amount on Record
Deed Document Number	20222022000218
Deed Book / Page	175 / 576
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYME CT
Property Address	127 ELYS FERRY RD, LYME, CT 06371-3410
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000180-884
Date	Mar 26, 2026
Book Page	180/884
Instrument	2026000070

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	913 Months
Due	Apr 1, 2102

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYME CT
Property Address	127 ELYS FERRY RD, LYME, CT 06371-3410
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000180-898
Date	Mar 26, 2026
Book Page	180/898
Instrument	2026000071

Lender

Name	FEDERAL HOUSING AUTHORITY
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	913 Months
Due	Apr 1, 2102

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LYME CT
Recording Date	Jun 24, 2022
Property Address	127 ELYS FERRY RD, LYME, CT 06371-3410
Document Number	000175-576
Book / Page	175 / 576
Instrument Date	Jun 15, 2022
Instrument	2022000218
Transaction Type	Transfer
Record Updated	Jul 18, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Lyme Town
Unified School District	Regional School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,861.00	$680,048 (+48.01%) Land $435,448 Building $244,600	$476,034 Land $304,814 Building $171,220
2024	$9,861.00 (+10.07%)
2023	$8,959.00 (-11.9%)	$459,453 (-9.86%) Land $310,353 Building $149,100
2022	$10,169.00	$509,700 Land $360,600 Building $149,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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