Berrien County property record for 127 Elmside Rd, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,462 sqft · built 1948 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Feb 2019) |
| Tax Bill | $2,039 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-0770-0037-00-6 |
| Primary APN | 03-0770-0037-00-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,462 sqft Living Area |
| 1st Floor Area | 1,462 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Raised Ranch |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 127 ft deep x 82.5 ft wide |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 127 ELMSIDE RD |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-6505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 SING FA |
| Legal Description | LOT 37 & THE W1/2 OF LOT 36 BASTER SUB |
| Legal Subdivision | BASTER SUB |
| Legal Lot Number | 36-37 |
| Legal Unit | 37,36 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 2000 |
127 Elmside Rd is owned and occupied by an individual who bought it in February 2019.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 127 ELMSIDE RD, BENTON HARBOR, MI 49022-6505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC |
| Feb 14, 2019 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2019 · Amount on File |
| Deed Sale | Feb 14, 2019 · Amount on File |
| Prior Sale | Feb 14, 2019 · Amount on File |
| Deed Book / Page | 3229 / 1135 |
| Prior Transfer Date | Jan 11, 2006 |
| Prior Transfer Doc | 02731/1422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 127 ELMSIDE RD, BENTON HARBOR, MI 49022-6505 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 127 ELMSIDE RD, BENTON HARBOR, MI 49022-6505 |
| Document Number | 003396/507 |
|---|---|
| Date | Jan 3, 2023 |
| Book Page | 3396/507 |
| Instrument | 2023370427 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 127 ELMSIDE RD, BENTON HARBOR, MI 49022-6505 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 03234/3394 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 3234/3394 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Feb 14, 2019 |
| Property Address | 127 ELMSIDE RD, BENTON HARBOR, MI 49022-6505 |
| Document Number | 03229/1135 |
| Book / Page | 3229 / 1135 |
| Map Reference | LB 11 PG 43 |
| Instrument Date | Feb 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $903.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 ELMSIDE RD, BENTON HARBOR, MI 49022-6505 |
| Name | Verified Name |
|---|---|
| Address | 127 ELMSIDE RD, BENTON HARBOR, MI 49022-6505 |
| Document Number | 0032291137 |
|---|---|
| Date | Feb 14, 2019 |
| Instrument | 3229/1137 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Number | 03229/1152 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 3229/1152 |
| Name | MICHIGAN STATE HOUSING DEVELOPMENT AUTHO |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 127 Elmside Rd was $2,039 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Benton Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,600 | $143,200 | |
| 2025 | $2,039.00 | ||
| 2023 | $60,900 (+6.28%) | $121,800 (+6.28%) | |
| 2022 | $1,784.00 (+3.3%) Homeowner's exemption | $57,300 | $114,600 |
| 2021 | $1,727.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Elmside Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 127 Elmside Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726 |
|---|---|
| Water Source | Purchased surface water from ST JOSEPH |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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