127 Elk Ln, Ariel, WA 98603 Property Records

Cowlitz County property record for 127 Elk Ln, Ariel, WA 98603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1960
Lot Size	1.18 acres (51,401 sqft)
Owner	Company Name on File
Last Sale	$605,000 (May 2024)
Tax Bill	$3,428 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan May 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`EM2320007`

Property Details

APN / Parcel Number

Primary APN	`EM2320007`
Alternative APNs	`R003262` `3003262`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	720 sqft
Attic	Attic
Attic Area	240 sqft
Basement Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Shingle
Roof Material	Metal
Lot Area	51,401 sqft
Garage Type	Carport
Garage Area	156 sqft
Carport	Carport
Carport Area	156 sqft
Porch	Porch
Porch Area	588 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	3003262
Street Address	127 ELK LN
City	ARIEL
State	WA
Zip	98603-9710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UZ0
Legal Description	290 (LAKE MERWIN DEVELOPMENT) -7 23 -6N -3E
Legal Range	03E
Legal Township	06N
Legal Section	23
Legal Subdivision	LAKE MERWIN DEVELOPMENT
Legal Lot Number	7
Jurisdiction	COWLITZ WA
Township / Civil Division	WOODLAND
Census Block Group	1
Census Block	1059
Census Tract	1501

Owner

127 Elk Ln is owned by a company that bought it in May 2024.

Source: Cowlitz County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1431, BATTLE GROUND, WA 98604-1431
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Construction Mortgage NAPA RIDGE LLC
May 2, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage VINCENT SCHNEIDER
Jun 24, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 23, 2019	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2024 · Amount on File
Deed Sale	May 2, 2024 · Amount on File
Prior Sale	Jun 24, 2021 · Amount on File
Deed Document Number	20243751068
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Recording Date	Jul 30, 2026
Property Address	127 ELK LN, ARIEL, WA 98603-9710
Document Number	0003794204
Instrument Date	Jul 30, 2026
Instrument	20263794204
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15301 NE 244TH ST, BATTLE GROUND, WA 98604-4981

Mortgage

Document Number	0003794204,
Date	Jul 30, 2026
Instrument	20263794204

Lender

Name	NAPA RIDGE LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 31, 2027

Interest

Rate	6.43%
Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	May 2, 2024
Property Address	127 ELK LN, ARIEL, WA 98603-9710
Document Number	0003751068
Map Reference	VOL 10 PG 71
Instrument Date	Apr 30, 2024
Instrument	3751068
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	WFG NATIONAL TITLE COMPANY/CLARK COUNTY, WFG NATL TTL CO OF CLARK CNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,311.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1431, BATTLE GROUND, WA 98604-1431

Mortgage

Document Number	0003751069
Date	May 2, 2024
Instrument	3751069

Lender

Name	VINCENT SCHNEIDER
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 30, 2025

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Jun 24, 2021
Property Address	127 ELK LN, ARIEL, WA 98603-9710
Document Number	0003686405
Map Reference	VOL 10 PG 71
Instrument Date	Jun 15, 2021
Instrument	3686405
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,455.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 INDEPENDENCE PL, ROCKWALL, TX 75032-8440
Investor	Possibly a Property Investor

Mortgage

Document Number	0003686406
Date	Jun 24, 2021
Instrument	3686406

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Dec 23, 2019
Property Address	127 ELK LN, ARIEL, WA 98603-9710
Document Number	0003633900
Map Reference	VOL 10 PG 71&72
Instrument Date	Nov 23, 2019
Instrument	3633900
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CHICAGO TTL FISHERS LANDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 ELK LN, ARIEL, WA 98603-9710

Mortgage

Document Number	0003633901
Date	Dec 23, 2019
Instrument	3633901

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 127 Elk Ln was $3,428.

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Woodland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,428.00	$325,220 (+10.69%) Land $106,990 Building $218,230	$325,220 (+10.69%) Land $106,990 Building $218,230
2024		$293,820 Land $100,940 Building $192,880	$293,820 Land $100,940 Building $192,880
2023	$2,352.00
2022		$235,090 Land $77,720 Building $157,370	$235,090 Land $77,720 Building $157,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 127 Elk Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Elk Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 67% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: TDS Telecom.

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