127 E Troy St, Saint Paris, OH 43072 Property Records

Champaign County property record for 127 E Troy St, Saint Paris, OH 43072

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,500 sqft · built 2000
Lot Size	0.239 acres (10,440 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Jul 2022)
Tax Bill	$3,770 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`014788-2`

Property Details

APN / Parcel Number

Primary APN	`014788-2`
Alternative APN	`E15-24-00-01-31-003-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	1,724 sqft
1st Floor Area	1,500 sqft
Basement Area	1,724 sqft
Unfinished Basement	1,724 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,440 sqft (0.239 acres)
Lot Dimensions	180 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Patio Area	128 sqft
Shed	1 Shed
Shed Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014788-2
Street Address	127 E TROY ST
City	SAINT PARIS
State	OH
Zip	43072-9406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ PARK HILLLOT 3 & 5' VACATED ALLEY
Legal Subdivision	M L BULLS PARK HILL ADDITION
Legal Lot Number	3
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2020
Census Tract	10200

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 E TROY ST, SAINT PARIS, OH 43072-9406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Warranty Deed, Transfer · FHA Mortgage NFM INC
Aug 23, 2021	Warranty Deed, Transfer · Line of Credit THE PEOPLES SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Aug 23, 2021 · Amount on Record
Deed Document Number	20223554
Deed Book / Page	586 / 1959
Prior Transfer Date	Mar 29, 2000
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jul 14, 2022
Property Address	127 E TROY ST, SAINT PARIS, OH 43072-9406
Document Number	00586/1959
Book / Page	586 / 1959
Map Reference	MB D PG 44&45
Instrument Date	Jun 28, 2022
Instrument	202200003554
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	CITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	127 E TROY ST, SAINT PARIS, OH 43072-9406

Mortgage

Document Number	202200003555
Date	Jul 14, 2022
Instrument	202200003555

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Aug 23, 2021
Property Address	127 E TROY ST, SAINT PARIS, OH 43072-9406
Document Number	580/1271
Book / Page	580 / 1271
Map Reference	MB D PG 44&45
Instrument Date	Aug 14, 2021
Instrument	202100004731
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7785 BALLENTINE PIKE, NEW CARLISLE, OH 45344-9515
Investor	Possibly a Property Investor

Mortgage

Document Number	202100004732
Date	Aug 23, 2021
Instrument	202100004732

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 25, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Jackson Township
Municipality	St. Paris Village
Unified School District	Graham Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,770.00 (-6.75%)	$101,370 (+40.69%) Land $6,590 Building $94,780	$289,630 (+40.69%) Land $18,820 Building $270,810
2024	$4,043.00 (+34.23%)	$72,050 (-) Land $3,290 Building $68,760
2023	$3,012.00 (-0.13%)	$72,050 (-) Land $3,290 Building $68,760	$205,860 (-) Land $9,410 Building $196,450
2022	$3,016.00	$72,050 Land $3,290 Building $68,760	$205,860 Land $9,410 Building $196,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Precision Tecknology.

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