127 E Spruce St, Lisbon, OH 44432 Property Records

Columbiana County property record for 127 E Spruce St, Lisbon, OH 44432

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 896 sqft · built 1920
Lot Size0.08 acres (3,480 sqft)
OwnerIndividual Name on Record
Tax Bill$748 (2025)
Deeds & MortgagesJul 2019 Mortgage
Oct 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-01125.000

Property Details

APN / Parcel Number

Primary APN09-01125.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area896 sqft Living Area
1st Floor Area1,792 sqft
Basement Area896 sqft
Unfinished Basement896 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area3,480 sqft (0.08 acres)
Lot Dimensions60 ft deep x 58 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area224 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address127 E SPRUCE ST
CityLISBON
StateOH
Zip44432-1067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSE PT 5 ORIG 57.5
Legal SubdivisionFIRESTONES FIRST ADDITION
JurisdictionCOLUMBIANA OH
Township / Civil DivisionCENTER
Census Block Group4
Census Block4004
Census Tract951100

Owner

Source: Columbiana County records, as of March 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address127 E SPRUCE ST, LISBON, OH 44432-1067
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2019Deed of Trust, Mortgage · Balloon Mortgage
HOME SAVINGS BANK
Oct 20, 2022Deed of Trust, Mortgage · Line of Credit
PREMIER BANK
Dec 20, 2016Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 9, 2012
Transfer Doc01922/0406
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIANA OH
Property Address127 E SPRUCE ST, LISBON, OH 44432-1067
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002350/121
DateJul 8, 2019
Book Page2350/121
Instrument201900006384
Lender
NameHOME SAVINGS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIANA OH
Property Address127 E SPRUCE ST, LISBON, OH 44432-1067
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 E SPRUCE ST, LISBON, OH 44432-1067

Mortgage

Document Number002591/904
DateOct 20, 2022
Book Page2591/904
Instrument2022-00011521
Lender
NamePREMIER BANK
TypeBank
AddressLISBON, OH 44432
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 20, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2016: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOLUMBIANA OH
Recording DateDec 20, 2016
Property Address127 E SPRUCE ST, LISBON, OH 44432-1067
Document Number02194/0400
Book / Page2194 / 0400
Instrument DateDec 1, 2016
Instrument2016-00012751
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 E SPRUCE ST, LISBON, OH 44432-1067

Tax Assessment & Valuation

Source: Columbiana County assessment roll, as of March 3, 2026

Property Jurisdictions

TypeName
StateOhio
CountyColumbiana County
County SubdivisionCenter Township
MunicipalityLisbon Village
Unified School DistrictLisbon Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$748.00 (+12.65%) Homeowner's exemption$22,410 (+18.13%) Land $3,890 Building $18,520$64,000 (+18.08%) Land $11,100 Building $52,900
2023$664.00 (+3.75%) Homeowner's exemption$18,970 (-) Land $3,290 Building $15,680
2022$640.00 Homeowner's exemption$18,970 Land $3,290 Building $15,680$54,200 Land $9,400 Building $44,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLISBON VILLAGE
serves 2,821 people · EPA ID OH1501512
Water SourceGroundwater
Last State InspectionNov 2023
Lead11 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Smart Way Communications
Fixed Wireless
250 / 50

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