127 E Oneida St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 127 E Oneida St, Oswego, NY 13126 · Last verified May 2026

Property Highlights

Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Year Built	Built 1990
Square Footage	2,914 sqft Gross Area
Lot Size	3,485 sqft (0.08 acres)
Garage	Detached, 484 sqft
Last Sale	$68,000 (2017)
Tax Bill	$2,625.00 (2025)

Owner

Source: Oswego County and Oswego City records · APN 351200 128.49-04-16

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 5344, OSWEGO, NY 13126-5344
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Prior Sale	Apr 22, 2016 · Amount on Record
Deed Doc Number	2017R-2017-006996
Prior Transfer Date	Feb 18, 1998
Record Refreshed	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Recording Date	Jun 17, 2026
Property Address	127 E ONEIDA ST, OSWEGO, NY 13126-2332
Document Number	0000005135
Instrument Date	May 22, 2026
Instrument	20265135
Transaction Type	Mortgage
Record Updated	Jul 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CAVAN CV, OSWEGO, NY 13126-6096

Mortgage

Document Number	0000005135,
Date	Jun 17, 2026
Instrument	20265135

Lender

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2041

Interest

Rate	5.58%
Max Rate	-1%

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,625.00	$140,000 (+27.27%) Land $21,400 Building $118,600	$140,000 (+5.64%) Land $21,400 Building $118,600
2023		$110,000 (-) Land $25,900 Building $84,100	$132,530 (+10.84%) Land $31,205 Building $101,325
2022		$110,000 Land $25,900 Building $84,100	$119,565 Land $28,152 Building $91,413

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`351200 128.49-04-16`
Alternative APNs	`120012804900040160000000` `0615 M`

Interior

Building Area	2,914 sqft Gross Area
Basement Area	800 sqft Basement
Unfinished Basement	800 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Lot Area	3,485 sqft (0.08 acres)
Depth X Width	95 ft x 36 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	484 sqft Garage
Porch Area	180 sqft Porch

Utilities and HVAC

Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	0615 M
Street Address	127 E ONEIDA ST
City	OSWEGO
State	NY
Zip	13126-2332
Property Usage	Commercial Property Usage
Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	B 110, L 19 030-007-000
Legal Subdivision	EAST OSWEGO
Legal Block	4
Legal Lot Number	16.000
Jurisdiction	OSWEGO NY
Minor Civil Division	OSWEGO
Census Blockgroup	4
Census Block	4019
Census Tract	21605