127 E Oakside St, South Bend, IN 46614 Property Records

St. Joseph County property record for 127 E Oakside St, South Bend, IN 46614

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,236 sqft · built 1927
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$164,940 (May 2026)
Tax Bill	$1,588 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`71-08-24-177-015.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-24-177-015.000-026`
Alternative APN	`01871565552`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	3,108 sqft
1st Floor Area	3,708 sqft
Attic	Attic
Attic Area	1,836 sqft
Basement Area	1,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	127 E OAKSIDE ST
City	SOUTH BEND
State	IN
Zip	46614-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 70 QUEENSBORO ADD
Legal Subdivision	QUEENSBORO ADD
Legal Lot Number	70
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	3
Census Block	3041
Census Tract	3300

Owner

Source: St. Joseph County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 E OAKSIDE ST, SOUTH BEND, IN 46614-1105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Warranty Deed, Transfer · FHA Mortgage METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN
Apr 16, 2019	Personal Representative Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Nov 14, 2006 · Amount on Record
Deed Document Number	202611315
Prior Transfer Date	Oct 25, 2006
Prior Transfer Doc	0000049561
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 8, 2026
Property Address	127 E OAKSIDE ST, SOUTH BEND, IN 46614-1105
Document Number	0000011315
Instrument Date	May 4, 2026
Instrument	2026.11315
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	127 E OAKSIDE ST, SOUTH BEND, IN 46614-1105

Mortgage

Document Number	0000011316,
Date	May 8, 2026
Instrument	2026..11316

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Mortgage

Document Number	0000011317,
Date	May 8, 2026
Instrument	2026.11317

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	May 1, 2036

Interest

Rate	6.38%
Max Rate	-1%

April 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 16, 2019
Property Address	127 E OAKSIDE ST, SOUTH BEND, IN 46614-1105
Document Number	0001908046
Map Reference	PB 11 PG 33
Instrument Date	Mar 29, 2019
Instrument	1908046
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 MAMMATH PEAK CT, STOCKTON, CA 95212-3216

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,588.00 (-10.08%)	$148,500 (+11.65%) Land $3,800 Building $144,700	$148,500 (+11.65%) Land $3,800 Building $144,700
2024	$1,766.00 (+12.63%)
2023	$1,568.00 (+23.76%)	$133,000 (+21.02%) Land $3,800 Building $129,200	$133,000 (+21.02%) Land $3,800 Building $129,200
2022	$1,267.00 Homeowner's exemption	$109,900 Land $3,800 Building $106,100	$109,900 Land $3,800 Building $106,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Metronet, T-Mobile, Verizon.

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