Cleveland County property record for 127 E Main St, Mooresboro, NC 28114
| Property Type | Single Family Home |
|---|---|
| Details | 1,295 sqft · built 1944 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Feb 2022) |
| Tax Bill | $920 (2026) |
| Deeds & Mortgages | Oct 2024 Line of Credit Feb 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31413 |
| Primary APN | 31413 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,295 sqft Finished Area |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Type | Carport |
| Garage Area | 441 sqft |
| Carport | Carport |
| Carport Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 128 sqft |
| Shed | 1 Shed |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1346406 |
|---|---|
| Street Address | 127 E MAIN ST |
| City | MOORESBORO |
| State | NC |
| Zip | 28114-5708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA4 |
| Legal Description | #1 PB43-142 1.09 AC RD |
| Legal Subdivision | MOORESBORO |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 5 |
| Census Block | 5032 |
| Census Tract | 951400 |
Source: Cleveland County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 127 E MAIN ST, MOORESBORO, NC 28114-5708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS |
| Feb 10, 2022 | Warranty Deed, Transfer · USDA Mortgage HOMETRUST BANK |
| May 10, 2021 | Intrafamily Transfer, Transfer |
| Mar 11, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on Record |
| Deed Sale | Feb 10, 2022 · Amount on Record |
| Deed Document Number | 2022200068337 |
| Deed Book / Page | 1864 / 2517 |
| Prior Transfer Date | May 7, 2021 |
| Prior Transfer Doc | 0018401453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 127 E MAIN ST, MOORESBORO, NC 28114-5708 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 127 E MAIN ST, MOORESBORO, NC 28114-5708 |
| Document Number | 0019301776 |
|---|---|
| Date | Oct 7, 2024 |
| Book Page | 1930/1776 |
| Instrument | 200105548 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | 208 N MAIN ST, SHELBY, NC 28152 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 10, 2022 |
| Property Address | 127 E MAIN ST, MOORESBORO, NC 28114-5708 |
| Document Number | 0018642517 |
| Book / Page | 1864 / 2517 |
| Map Reference | MB 43 PG 142 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 200068337 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 403, MOORESBORO, NC 28114-0403 |
| Name | Verified Name |
|---|---|
| Address | 127 E MAIN ST, MOORESBORO, NC 28114-5708 |
| Document Number | 0018642521 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 1864/2521 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 10, 2021 |
| Property Address | 127 E MAIN ST, MOORESBORO, NC 28114-5708 |
| Document Number | 0018401453 |
| Book / Page | 1840 / 1453 |
| Map Reference | MB 43 PG 142 |
| Instrument Date | May 7, 2021 |
| Instrument | 200054930 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 403, MOORESBORO, NC 28114-0403 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Mar 11, 2020 |
| Property Address | 127 E MAIN ST, MOORESBORO, NC 28114-5708 |
| Document Number | 0018090193 |
| Book / Page | 001809 / 000193 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 36990 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 403 MOORESBORO NC 281140403, MOORESBORO, NC 28114-0403 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Mooresboro Town |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $920.00 (+9%) | $132,981 (-) Land $17,212 Building $115,769 | $132,981 (-) Land $17,212 Building $115,769 |
| 2025 | $844.00 | $132,981 (+95.37%) Land $17,212 Building $115,769 | $132,981 (+95.37%) Land $17,212 Building $115,769 |
| 2023 | $68,067 Land $13,001 Building $55,066 | $68,067 Land $13,001 Building $55,066 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DANIEL MORGAN WTR DISTRICT-NC private · serves 376 people · EPA ID NC1081016 |
|---|---|
| Water Source | Purchased surface water from DANIEL MORGAN WATER DISTRICT (1120001) |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | CLEVELAND COUNTY WATER |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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