127 E Main Cross St, Edinburgh, IN 46124 Property Records

Johnson County property record for 127 E Main Cross St, Edinburgh, IN 46124

Property Summary

Property Type	Commercial Office
Details	1,500 sqft · built 1930
Lot Size	0.032 acres (1,394 sqft)
Owner	Individual Name on Record
Last Sale	$81,130 (Apr 2024)
Tax Bill	$1,772 (2025)
Deeds & Mortgages	Sep 2006 Mortgage Nov 2008 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`91003443025/01`

Property Details

APN / Parcel Number

Primary APN	`91003443025/01`
Alternative APNs	`41-12-34-031-012.001-002` `00001115519`

Interior

Stories	2 Stories
Building Area	1,500 sqft Total Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1945
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	1,394 sqft (0.032 acres)

Location & Zoning

Account Number	00001115519
Street Address	127 E MAIN CROSS ST
City	EDINBURGH
State	IN
Zip	46124-1414
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	COLLIERS ADD LOT 4 B
Legal Subdivision	COLLIERS ADD
Legal Lot Number	4
Jurisdiction	JOHNSON IN
Township / Civil Division	BLUE RIVER
Census Block Group	2
Census Block	2009
Census Tract	611300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Edinburgh Commercial Historic District listed 1991 · 48 contributing resources · NRIS 91000789

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Johnson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	850 OVERSTREET ST, FRANKLIN, IN 46131-1544
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2006	Deed of Trust, Mortgage · Commercial Mortgage THE SOMERVILLE NATIONAL BANK
Nov 3, 2008	Deed of Trust, Mortgage · Commercial Mortgage THE HUNTINGTON NATIONAL BANK
Apr 22, 2024	Warranty Deed, Transfer · Seller Carry-Back TERRY BRADBURY
Apr 22, 2024	Warranty Deed, Transfer · Seller Carry-Back TERRY BRADBURY
Feb 25, 2005	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2024 · Amount on Record
Deed Sale	Apr 22, 2024 · Amount on Record
Prior Sale	Feb 25, 2005 · Amount on Record
Deed Document Number	20246083
Prior Transfer Date	Feb 17, 2005
Prior Transfer Doc	2005004774
Record Updated	Oct 29, 2026

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	127 E MAIN CROSS ST, EDINBURGH, IN 46124-1414
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006023489
Date	Sep 8, 2006
Instrument	2006-023489

Lender

Name	THE SOMERVILLE NATIONAL BANK
Type	Bank
Address	EATON, OH 45320

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	127 E MAIN CROSS ST, EDINBURGH, IN 46124-1414
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008022926
Date	Nov 3, 2008
Instrument	2008-022926

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Oct 15, 2013

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Apr 22, 2024
Property Address	127 E MAIN CROSS ST, EDINBURGH, IN 46124-1414
Document Number	2024006083
Instrument Date	Apr 19, 2024
Instrument	2024-006083
Transaction Type	Transfer
Record Updated	May 8, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 OVERSTREET ST, FRANKLIN, IN 46131-1544

Mortgage

Document Number	2024006084
Date	Apr 22, 2024
Instrument	2024-006084

Lender

Name	TERRY BRADBURY
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Apr 22, 2024
Property Address	127 E MAIN CROSS ST, EDINBURGH, IN 46124-1414
Document Number	2024006083
Instrument Date	Apr 19, 2024
Instrument	2024-006083
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 OVERSTREET ST, FRANKLIN, IN 46131-1544

Mortgage

Document Number	2024006084
Date	Apr 22, 2024
Instrument	2024-006084

Lender

Name	TERRY BRADBURY
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

February 2005: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	JOHNSON IN
Recording Date	Feb 25, 2005
Property Address	127 E MAIN CROSS ST, EDINBURGH, IN 46124-1414
Document Number	2005004774
Instrument Date	Feb 17, 2005
Instrument	2005-004774
Transaction Type	Foreclosure
Record Updated	Feb 13, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8445 KEYSTONE XING STE 105, 105, INDIANAPOLIS, IN 46240-2454

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Blue River Township
Municipality	Edinburgh Town
Unified School District	Edinburgh Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,772.00 (+27.85%)	$60,100 (+45.87%) Land $9,800 Building $50,300	$60,100 (+45.87%) Land $9,800 Building $50,300
2024	$1,386.00 (-0.43%)
2023	$1,392.00 (-0.29%)	$41,200 Land $6,000 Building $35,200	$41,200 Land $6,000 Building $35,200
2022	$1,396.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDINBURGH WATER UTILITY serves 4,480 people · EPA ID IN5241002
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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